Pokhara Finance Limited (PFL)

About Pokhara Finance Limited

Introduction

Pokhara Finance Limited is a licensed financial institution regulated by the Nepal Rastra Bank (NRB), the central bank of Nepal. Established in 1997 AD (2053 B.S.), the company is one of the oldest finance companies operating in Nepal, with a long-standing commitment to providing reliable, customer-focused financial services.

The company has an Authorized Capital of NPR 1.5 billion, while its Issued Capital and Paid-up Capital stand at NPR 1.08 billion. The corporate head office is located at New Road, Pokhara-9, Kaski, Nepal. Pokhara Finance Limited follows a balanced ownership structure, with 51% promoter shareholding and 49% held by the general public, reflecting its strong public participation and corporate governance.

For more than 26 years, Pokhara Finance Limited has played an important role in Nepal's financial sector by delivering accessible and dependable banking and financial services. The institution serves a broad range of customers, including individuals, entrepreneurs, businesses, industries, traders, priority sectors, small enterprises, and the deprived sector, supporting financial inclusion and sustainable economic development across the country.

The company remains committed to safeguarding the interests of its shareholders while helping individuals and businesses improve their financial well-being. By combining prudent financial management with customer-centric service, Pokhara Finance Limited continues to contribute to Nepal's growing economy through responsible lending, secure deposit services, and innovative financial solutions.

Our Objective

The primary objective of Pokhara Finance Limited is to mobilize scattered financial resources from across Nepal by encouraging savings and converting them into productive deposits. These resources are then invested in priority economic sectors such as business, trade, housing, entrepreneurship, and other productive activities that contribute to national economic growth.

The company is dedicated to:

• Mobilizing domestic savings into productive investments.

• Providing competitive deposit products and responsible lending solutions.

• Supporting small businesses, entrepreneurs, industries, and priority sectors.

• Promoting financial inclusion by extending banking services to underserved communities.

• Protecting the rights and interests of shareholders through transparent and responsible corporate governance.

• Delivering fast, secure, reliable, and customer-focused financial services.

• Contributing to the economic empowerment of individuals, businesses, and communities throughout Nepal.

Driven by integrity, trust, and service excellence, Pokhara Finance Limited continues to strengthen its position as a dependable financial institution committed to creating long-term value for customers, shareholders, employees, and stakeholders while supporting Nepal's sustainable economic development.