About NIC ASIA Laghubitta Bittiya Sanstha Limited
Expanding Financial Inclusion Across Nepal
NIC ASIA Laghubitta Bittiya Sanstha Limited is a National-Level Class 'D' Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB) to provide inclusive and sustainable microfinance services throughout Nepal. Established as a Public Limited Company under the Companies Act, 2063, the institution was registered with the Office of the Company Registrar, Government of Nepal on 10 Shrawan 2074 B.S. (Registration No. 171621/074/075).
The institution received its operating license (NRB License No. "Gha" 61/074/75) from Nepal Rastra Bank on 5 Mangsir 2074 B.S. under the Bank and Financial Institutions Act (BAFIA), 2063 and officially commenced financial operations on 5 Poush 2074 B.S.
Institutional Growth and Merger
NIC ASIA Laghubitta Bittiya Sanstha Limited was originally established with its registered office in Bheri Malika Municipality–4, Jajarkot. Following its successful merger with Swadeshi Laghubitta Bittiya Sanstha Limited, the institution relocated its Head Office to Itahari Sub-Metropolitan City–9, Sunsari District, Nepal.
After the merger, the institution expanded its operational coverage to a nationwide service area, enabling it to extend regulated microfinance services to communities across Nepal.
Commitment to Inclusive Microfinance
The primary objective of NIC ASIA Laghubitta Bittiya Sanstha Limited is to improve financial inclusion by providing accessible microfinance services to low-income households, asset-less families, and self-employed individuals engaged in Nepal's informal economy, particularly in hilly and mountainous regions.
The institution supports customers by promoting entrepreneurship, income-generating activities, and sustainable livelihoods through responsible financial services designed to meet the needs of underserved communities.
Beyond Financial Services
In addition to microfinance products and financial services, NIC ASIA Laghubitta is committed to promoting the overall socio-economic development of the communities it serves. The institution actively emphasizes:
Social development and community empowerment
Educational development and financial awareness
Skill development and capacity building
Cultural preservation and promotion
Sustainable livelihood improvement
Economic participation of underserved households
By integrating financial inclusion with social development initiatives, the institution contributes to long-term community resilience and inclusive economic growth.
Commitment to Sustainable Development
As a regulated financial institution under the supervision of Nepal Rastra Bank, NIC ASIA Laghubitta Bittiya Sanstha Limited is dedicated to responsible microfinance practices, strong corporate governance, customer-focused services, and sustainable institutional growth.
Through continuous expansion, innovation, and inclusive financial solutions, the institution remains committed to empowering rural communities and improving access to formal financial services across Nepal.
Why Choose NIC ASIA Laghubitta Bittiya Sanstha Limited?
Licensed by Nepal Rastra Bank (NRB) as a National-Level Class 'D' Financial Institution
Registered under the Companies Act, 2063
Commenced financial operations in 2074 B.S.
Expanded nationwide following the merger with Swadeshi Laghubitta Bittiya Sanstha Limited
Head Office located at Itahari Sub-Metropolitan City–9, Sunsari, Nepal
Focused on serving low-income, asset-less, and underserved households
Promotes financial inclusion, entrepreneurship, livelihood enhancement, and community development
Supports education, skill development, social empowerment, and sustainable economic growth across Nepal