About Mahuli Laghubitta Bittiya Sanstha Ltd.
Empowering Rural Communities Through Inclusive Microfinance
Mahuli Laghubitta Bittiya Sanstha Ltd. (MSLB) is a national-level "D" Class Microfinance Financial Institution incorporated under the Companies Act, 2063 of Nepal. The institution is committed to promoting financial inclusion, women's empowerment, entrepreneurship development, and sustainable socio-economic growth by delivering accessible and responsible microfinance services across Nepal.
MSLB has an authorized capital of NPR 400 million, with an issued capital of NPR 369.92 million and a paid-up capital of NPR 369.92 million. Guided by the principles of responsible banking and inclusive finance, the institution continues to expand financial opportunities for underserved communities, particularly in rural areas.
Our Background
Mahuli Laghubitta traces its roots to the Mahuli Community Development Center (MCDC), a community-based organization that began providing financial services more than 25 years ago. Building upon this extensive experience in community development and rural finance, MSLB has evolved into a trusted national microfinance institution dedicated to improving the livelihoods of economically disadvantaged households.
Since its inception, the institution has focused on empowering rural women, low-income families, small entrepreneurs, self-help groups, and micro-enterprises by providing access to financial services that support income generation and sustainable economic development. By integrating people from diverse social and economic backgrounds into an inclusive financial system, Mahuli Laghubitta contributes to reducing financial exclusion and strengthening Nepal's rural economy.
MSLB is recognized for its strong emphasis on customer protection, responsible lending, financial accessibility, operational transparency, and sustainable business practices. Through effective governance, continuous monitoring and supervision, strategic business expansion, and sound risk management, the institution is building a resilient and future-ready microfinance ecosystem.
As the demand for inclusive financial services continues to grow, Mahuli Laghubitta remains committed to expanding its outreach throughout Nepal, ensuring that underserved communities have access to quality financial products and opportunities that improve livelihoods and promote long-term economic resilience.
Mission
To empower rural women by expanding access to inclusive financial services and connecting them with entrepreneurship opportunities that contribute to sustainable economic development and community prosperity.
Vision
To build a strong micro-enterprise ecosystem across rural Nepal by strengthening small business networks, promoting financial inclusion, and enabling communities and local institutions to achieve sustainable economic growth over the next decade.
Objectives
Mahuli Laghubitta Bittiya Sanstha Ltd. is committed to achieving sustainable growth while expanding financial inclusion and supporting entrepreneurship throughout Nepal. Its key objectives include:
Increase business growth, profitability, and overall institutional performance by at least 50% within the next three years.
Expand financial access to at least two-thirds of Nepal's local areas within the next five years.
Connect women with entrepreneurship opportunities and facilitate the participation of one-third of associated women's groups in small and medium enterprise (SME) activities within five years.
Strengthen members' entrepreneurial capacity through continuous training, skill development, financial literacy, and enterprise support programs, with the goal of increasing participants' income levels by at least 20% within five years.
Double the number of active members by achieving 100% growth in active participation within the next five years.
Promote responsible, inclusive, and sustainable microfinance services that contribute to poverty reduction, women's economic empowerment, and rural development.
Through innovation, responsible financial services, and community-centered development, Mahuli Laghubitta Bittiya Sanstha Ltd. continues to strengthen Nepal's microfinance sector while creating greater opportunities for women, entrepreneurs, and underserved communities across the country.
