 
							| PBV | 13.91 | 
| Fiscal Year | 080/081 | 
| Quarter | q2 | 
| EPS | -26.97 | 
| Book Value | RS. 82 | 
| Paidup Capital | RS. 30000000 | 
| Base Rate | % | 
| CD Ratio | 380.86% | 
| Spread Rate | % | 
| NPL | 4.93% | 
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In Nepal, approximately 80% people live in the rural areas depending on substantial farming for their livelihoods. In this line, MFIs are instrumental to contribute towards improving the socio-economic condition of the poor by providing them with microfinance services such as credit and other allied services e.g. technology, training, insurance and social welfare facilities.