Suryodaya Womi Laghubitta Bittiya Sanstha Limited (SLBS)

About Suryodaya Womi Laghubitta Bittiya Sanstha Limited

Empowering Rural Communities Through Inclusive Microfinance

Suryodaya Womi Laghubitta Bittiya Sanstha Limited is a National-Level Class 'D' Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB) to provide inclusive, sustainable, and responsible microfinance services across Nepal. The institution is registered under the Companies Act, 2063 and operates under the Bank and Financial Institutions Act (BAFIA), 2073.

The institution officially commenced its microfinance operations on 25 Falgun 2068 B.S. (8 March 2012 – International Women's Day) from its original Central Office in Khanikhola, Dhading. Following its growth and expansion, the Central Office is now located at Banepa Municipality–13, Sanga, Kavrepalanchok, Nepal.

With nationwide operational authority, Suryodaya Womi is committed to expanding access to formal financial services and promoting inclusive economic development throughout Nepal.

A Sustainable Approach to Microfinance

Suryodaya Womi follows the core principles of the internationally recognized Grameen microfinance model, while adapting its operations to Nepal's socio-economic environment and complying with all regulatory requirements established by Nepal Rastra Bank.

The institution emphasizes sustainable and commercially viable microfinance practices, ensuring long-term institutional growth while delivering responsible financial services to underserved communities.

By continuously developing practical financial products and services, Suryodaya Womi supports productive investments that improve livelihoods and strengthen rural economies.

Promoting Rural Development and Productive Investment

Suryodaya Womi believes that broad access to financial services is essential for accelerating rural development and achieving inclusive economic growth.

The institution focuses on mobilizing financial resources toward productive sectors, particularly activities that generate employment, improve household income, and strengthen local economies.

Its microfinance programs support investments in areas such as:

• Agriculture and agribusiness

• Cottage and small-scale industries

• Rural enterprises

• Income-generating activities

• Self-employment initiatives

• Other productive sectors that contribute to sustainable community development

Through responsible microcredit and financial inclusion, the institution helps underserved households build stronger and more resilient livelihoods.

Supporting Women and Youth Entrepreneurship

While many traditional microfinance institutions primarily focus on women's groups, Suryodaya Womi extends its services to both economically disadvantaged women and unemployed youth.

Recognizing unemployment as a significant social and economic challenge, the institution works to improve financial access for young entrepreneurs by providing opportunities to start or expand income-generating activities.

By supporting both women and youth, Suryodaya Womi contributes to entrepreneurship development, employment creation, and broader socio-economic empowerment across rural Nepal.

Objectives

Suryodaya Womi Laghubitta Bittiya Sanstha Limited is committed to achieving the following objectives:

• Provide accessible microfinance services for productive sectors, including agriculture, cottage industries, and other income-generating enterprises.

• Mobilize local skills, labor, and capital to support sustainable rural economic development.

• Improve the socio-economic status of deprived women and unemployed youth through microcredit, entrepreneurship support, financial literacy, training, and awareness programs.

• Promote employment generation and sustainable income opportunities through inclusive financial services.

• Expand financial inclusion by reaching underserved communities throughout Nepal.

Vision

To provide sustainable microfinance services that empower deprived women and unemployed youth across Nepal, fostering financial inclusion, entrepreneurship, and long-term socio-economic development.

Our Commitment

Suryodaya Womi Laghubitta Bittiya Sanstha Limited is dedicated to delivering responsible, customer-focused, and sustainable microfinance solutions that create lasting value for individuals, families, and communities. Through inclusive financial services, productive sector financing, and continuous innovation, the institution contributes to poverty reduction, rural entrepreneurship, and sustainable economic growth across Nepal.

Why Choose Suryodaya Womi Laghubitta Bittiya Sanstha Limited?

• Licensed by Nepal Rastra Bank (NRB) as a National-Level Class 'D' Microfinance Financial Institution

• Registered under the Companies Act, 2063

• Operates under the Bank and Financial Institutions Act (BAFIA), 2073

• Officially commenced operations on 8 March 2012 (25 Falgun 2068 B.S.)

• Head Office located at Banepa Municipality–13, Sanga, Kavrepalanchok

• Authorized to provide services throughout Nepal

• Follows the Grameen microfinance model while adapting to Nepal's local context

• Finances agriculture, cottage industries, rural enterprises, and other productive sectors

• Supports both deprived women and unemployed youth through inclusive financial services

• Promotes entrepreneurship, employment generation, financial inclusion, and sustainable rural development