| PBV | 2.41 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 23.21 |
| Book Value | RS. 167.58 |
| Paidup Capital | RS. 6021348367 |
| Base Rate | 5.35% |
| CD Ratio | 87.15% |
| Spread Rate | 4.13% |
| NPL | 4.77% |
View more details stock info of GBBL
Published Date:
2078-12-17
Published on:https://www.garimabank.com.np/products/mero-share-
Key Benefits l Terms & Conditions l Frequently Asked Questions - Interest Rate: Highly Attractive Interest Rate - Minimum Balance: 500 - Interest Payment: Quarterly Mero Share Bachat Khata is designed and targeted specially for those individual who are willing to open a bank account and invest in the share market.
Published Date:
2078-5-10
Key Benefits - Interest Rate: Equivalent to one year's highest interest rate - Minimum Balance: 100 - Interest Payment: Quarterly Sunaulo Bhabishya Nikchhyap Yojana is a special deposit product launched by Garima Bikas Bank Ltd. The objective of this product is to mobilize and popularize the habit
Published Date:
2076-4-22
Published on:Official Page
Foreign Employment IPO Saving Account Key Benefits Interest Rate: Highly Attractive Interest Rate Minimum Balance: 1000 Interest Payment: quarterly FOREIGN EMPLOYMENT IPO SAVING ACCOUNT is a product specially designed in line with the recent Sixth Amendment in Dhitopatra Niskasan Tatha Baadfaad Directives. 2079 (dated 2079-07-17) issued by Securities
About Garima Bikas Bank Limited
Overview
Garima Bikas Bank Limited is one of Nepal's leading National Level Development Banks, committed to expanding financial inclusion through accessible, customer-centric, and technology-driven banking services. Since commencing commercial operations on Kartik 18, 2064 B.S. (November 2007), the bank has consistently evolved into a strong and trusted financial institution by delivering quality banking solutions to individuals, businesses, entrepreneurs, and communities across Nepal.
Guided by its vision of "Access to All," Garima Bikas Bank continues to promote inclusive banking while contributing to Nepal's sustainable economic development through responsible financial services, sound corporate governance, and continuous innovation.
Our Journey
Garima Bikas Bank Limited initially commenced operations as a Regional Level Development Bank, with its headquarters in Waling, Syangja. The bank began its banking operations with a paid-up capital of NPR 26.5 million, serving the districts of Syangja, Palpa, and Kaski.
As part of its planned growth strategy, the bank expanded its business coverage to 10 districts on Chaitra 20, 2068 B.S., strengthening its regional presence and improving access to banking services.
Driven by its commitment to providing banking services to a wider population, Garima Bikas Bank successfully transformed into a National Level Development Bank through strategic mergers and acquisitions, including:
Nilgiri Bikas Bank Limited (merged on Asadh 29, 2072 B.S.)
Subekshya Bikas Bank Limited (merged on Ashwin 4, 2073 B.S.)
Sahara Bikas Bank Limited (acquired on Kartik 28, 2078 B.S.)
These strategic consolidations significantly strengthened the bank's capital base, expanded its branch network, enhanced operational efficiency, and increased its presence across Nepal, including a stronger footprint in Madhesh Province.
Today, Garima Bikas Bank has established itself as a financially strong and customer-focused development bank, serving a growing customer base with modern, reliable, and accessible banking services.
Nationwide Presence
The bank's Head Office is located at Lazimpat, Kathmandu.
Garima Bikas Bank currently operates through:
126 Branches
51 ATMs
Its expanding network enables customers across Nepal to access convenient, secure, and efficient banking services.
Comprehensive Banking Services
Garima Bikas Bank offers a wide range of banking and financial products designed to meet the diverse needs of individuals, businesses, entrepreneurs, and institutions.
Its key services include:
Personal Banking
Business Banking
SME Financing
Agricultural Finance
Savings and Deposit Products
Loan and Credit Facilities
Digital Banking Services
Card Services
Remittance Services
Other Modern Banking Solutions
The bank continuously enhances its products and technology to provide a seamless and customer-friendly banking experience.
Vision
To be the leading development bank of Nepal by providing banking access to all.
Mission
To contribute to Nepal's economic development by expanding financial access, delivering quality banking products and services, maximizing shareholder value, creating growth opportunities for employees, and fulfilling the expectations of customers and other stakeholders.
Core Values
Garima Bikas Bank conducts its business based on the following principles:
Customer-centric service
Financial inclusion
Professional excellence
Innovation and continuous improvement
Strong corporate governance
Transparency and accountability
Sustainable growth
Responsible banking
Commitment to Customers
Garima Bikas Bank places customers at the center of every decision and is committed to building long-term relationships through trust, reliability, and service excellence. The bank continuously invests in skilled human resources, digital banking technologies, and operational improvements to ensure efficient, secure, and convenient banking experiences.
By maintaining high standards of corporate governance, regulatory compliance, and ethical banking practices, Garima Bikas Bank strives to create lasting value for customers, shareholders, employees, and society.
Commitment to Sustainable Growth
As a leading national-level development bank, Garima Bikas Bank remains dedicated to supporting financial inclusion, entrepreneurship, regional development, and Nepal's overall economic progress. Through responsible banking, continuous innovation, and a strong commitment to its vision of "Access to All," the bank continues to strengthen its role as a trusted financial partner for individuals, businesses, and communities across the country.