| PBV | 7.08 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 53.71 |
| Book Value | RS. 169.51 |
| Paidup Capital | RS. 151554533 |
| Base Rate | 11.91% |
| CD Ratio | 105.16% |
| Spread Rate | 7.56% |
| NPL | 14.29% |
View more details stock info of GMFBS
About Ganapati Laghubitta Bittiya Sanstha Ltd.
Introduction
Ganapati Laghubitta Bittiya Sanstha Ltd. (GLBSL), formerly known as Ganapati Microfinance Bittiya Sanstha Ltd., is a national-level Class 'D' microfinance institution licensed and regulated by the Nepal Rastra Bank (NRB).
The institution was established as a public limited company on 27 June 2016 under the prevailing company laws of Nepal. It received its Class 'D' Financial Institution operating license from Nepal Rastra Bank on 15 November 2016 and officially commenced operations on 9 December 2016.
The registered head office of Ganapati Laghubitta Bittiya Sanstha Ltd. is located at Suklagandaki Municipality–4, Dulegaunda, Tanahun, Nepal.
Our Purpose
Ganapati Laghubitta Bittiya Sanstha Ltd. was established with the objective of expanding financial inclusion by providing accessible financial and supportive non-financial services to marginalized, underprivileged, and economically disadvantaged communities across Nepal.
The institution believes that sustainable community development begins with empowering local people. By mobilizing local skills, resources, knowledge, and productive capacity, Ganapati Laghubitta supports individuals and communities in creating income-generating opportunities, improving livelihoods, and achieving long-term economic self-reliance.
Our Commitment
As an emerging national-level microfinance institution, Ganapati Laghubitta is committed to delivering responsible, transparent, and customer-focused financial services that contribute to sustainable socio-economic development.
The institution focuses on:
Expanding financial access for underserved and unbanked communities.
Providing responsible microfinance services to low-income households.
Promoting entrepreneurship and self-employment opportunities.
Encouraging savings, financial discipline, and productive investment.
Delivering supportive non-financial services that strengthen community development.
Empowering marginalized groups through inclusive financial solutions.
Contributing to poverty reduction and sustainable economic growth.
Our Vision
To become a trusted and leading microfinance institution that empowers marginalized communities through inclusive financial services, local resource mobilization, and sustainable socio-economic development.
Our Mission
To provide accessible, responsible, and innovative microfinance services while promoting entrepreneurship, financial inclusion, and community empowerment by utilizing local skills, resources, and opportunities.
Our Goals
Ganapati Laghubitta Bittiya Sanstha Ltd. aims to:
Improve the socio-economic condition of marginalized and underprivileged communities.
Increase access to formal financial services in underserved areas.
Support income-generating activities and micro-enterprises through responsible financing.
Promote financial literacy, entrepreneurship, and sustainable livelihoods.
Strengthen local economic development by effectively mobilizing local resources and skills.
Build a professionally managed institution guided by ethical practices, transparency, and good governance.
Why Ganapati Laghubitta?
Ganapati Laghubitta Bittiya Sanstha Ltd. combines responsible microfinance with community-focused development to create lasting economic opportunities for underserved populations. By promoting financial inclusion, entrepreneurship, local resource mobilization, and sustainable livelihoods, the institution continues to contribute to poverty reduction and inclusive economic development across Nepal.
With a strong commitment to customer service, ethical banking, and social impact, Ganapati Laghubitta Bittiya Sanstha Ltd. continues to support individuals, families, and communities in building a more secure and prosperous future.
