| PBV | 7.88 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | -7.91 |
| Book Value | RS. 91.3 |
| Paidup Capital | RS. 557456067 |
| Base Rate | 7.48% |
| CD Ratio | 66.04% |
| Spread Rate | 4.58% |
| NPL | 7.92% |
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About Sindhu Bikash Bank Ltd.
Overview
Sindhu Bikash Bank Ltd. is a trusted regional development bank in Nepal committed to delivering accessible, reliable, and customer-focused banking services that promote financial inclusion and sustainable economic growth. Established on Bhadra 24, 2067 B.S. (September 9, 2010), the bank holds the distinction of being the first development bank established in Sindhupalchok District.
Licensed by Nepal Rastra Bank (NRB), the central bank of Nepal, Sindhu Bikash Bank operates under the provisions of the Bank and Financial Institutions Act (BAFIA) and the Companies Act of Nepal. The establishment of the bank was initiated by the Sindhupalchok Chamber of Commerce and Industry with the objective of strengthening access to formal banking services and supporting regional economic development.
The bank was founded by 184 promoter shareholders representing diverse professional and business backgrounds. Since its inception, it has remained dedicated to fostering banking habits, encouraging entrepreneurship, and expanding financial access across Sindhupalchok, Kavrepalanchok, Dolakha, Makwanpur, and Chitwan districts. Through customer-focused banking and responsible financial practices, the bank has built a strong reputation and a loyal customer base within a relatively short period.
Today, Sindhu Bikash Bank serves more than 140,000 customers through its network of 26 branches and one Limited Banking Outlet. The bank offers a comprehensive range of modern banking and financial services, including savings and deposit accounts, loans and credit facilities, remittance services, and other value-added banking solutions designed to meet the evolving financial needs of individuals, businesses, entrepreneurs, and institutions.
Committed to innovation, operational excellence, and customer satisfaction, Sindhu Bikash Bank continuously enhances its products, services, and delivery channels to provide convenient and efficient banking experiences. The bank combines modern banking technology with personalized customer service to create long-term value for customers, shareholders, employees, and the communities it serves.
With a strong commitment to ethical banking, financial empowerment, and sustainable development, Sindhu Bikash Bank continues to strengthen its position as a reliable financial partner while contributing to regional prosperity and Nepal's overall economic growth.
Vision
Creating Happy People through Financial Empowerment.
Mission
To become the leading provincial development bank and the first choice of customers by delivering innovative, customer-centric, and cost-effective financial services through convenient and accessible banking channels.
Core Values
Customer First
Our customers are the foundation of our success. We place the highest priority on understanding their needs, aspirations, and expectations while delivering reliable, responsive, and personalized banking services.
People Development
We recognize our employees as our greatest strength. We are committed to attracting talented professionals, fostering continuous learning, and creating opportunities that support both personal growth and organizational excellence.
Service Excellence
We strive to deliver high-quality financial products and exceptional customer experiences by effectively integrating skilled professionals, advanced technology, and responsible banking practices.
Integrity and Transparency
Honesty, accountability, and ethical conduct guide every decision we make. We are committed to maintaining the highest standards of integrity, regulatory compliance, and corporate governance.
Continuous Improvement
We believe that consistent innovation and ongoing improvement in our processes, products, and services enable us to achieve long-term success while adapting to the changing needs of customers and the financial industry.
Sustainable Growth
We are dedicated to creating lasting value for our customers, employees, shareholders, and communities through responsible banking, financial inclusion, and sustainable business growth.