| PBV | 2.59 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 20.93 |
| Book Value | RS. 153.05 |
| Paidup Capital | RS. 5021972730 |
| Base Rate | 5.81% |
| CD Ratio | 85.75% |
| Spread Rate | 4.09% |
| NPL | 4.92% |
View more details stock info of SHINE
About Shine Resunga Development Bank Ltd.
Overview
Shine Resunga Development Bank Ltd. is one of Nepal’s leading national-level development banks, dedicated to delivering accessible, reliable, and innovative banking services to individuals, businesses, entrepreneurs, and communities across the country. Headquartered in Butwal, Rupandehi, the bank operates in full compliance with the regulations and directives of Nepal Rastra Bank (NRB) while maintaining strong standards of corporate governance, professional ethics, and customer-focused banking.
The bank was originally established on Falgun 11, 2065 B.S. in Butwal, Rupandehi, the economic and industrial hub of western Nepal, with operations covering three districts. As part of its long-term growth strategy, the bank successfully expanded through strategic mergers and acquisitions that strengthened its financial foundation, broadened its geographic presence, and enhanced its service capabilities.
A major milestone came on Chaitra 4, 2069 B.S., when the bank merged with Resunga Bikas Bank of Gulmi and adopted the name Shine Resunga Development Bank Ltd., expanding its service area to ten districts. The bank further strengthened its operations by merging with Gaumukhi Bikas Bank of Pyuthan on Jestha 29, 2073 B.S. Subsequently, the acquisition of Bhaargav Bikas Bank and Purnima Bikas Bank on Ashwin 27, 2076 B.S. enabled the institution to achieve National Level Development Bank status on Mangshir 10, 2076 B.S.
Today, Shine Resunga Development Bank continues to provide modern banking and financial services that support individuals, small and medium-sized enterprises (SMEs), businesses, and local communities. By combining customer-centric banking, technological innovation, prudent risk management, and responsible financial practices, the bank promotes greater financial inclusion across both urban and rural Nepal.
Committed to sustainable growth and long-term value creation, Shine Resunga Development Bank continuously enhances its banking products, digital services, and operational excellence while contributing to Nepal's economic development. Guided by integrity, innovation, and service excellence, the bank strives to build lasting relationships with customers, shareholders, employees, regulators, and the communities it serves.
Vision
To become the Development Bank of Choice by practicing value-based banking and fulfilling the evolving financial needs of communities through innovative, reliable, and customer-focused banking products and services.
Mission
To deliver innovative, inclusive, and high-quality banking solutions that create value for customers, generate sustainable returns for shareholders, foster a high-performance workplace for employees, and contribute to Nepal's sustainable economic development.
Corporate Values
Professional Ethics
We uphold the highest standards of integrity, transparency, accountability, and professionalism in every aspect of our operations. Our commitment includes full compliance with applicable laws, regulations, directives, and internal governance standards while promoting a culture of ethical responsibility throughout the organization.
Teamwork
We believe collaboration drives success. By fostering mutual respect, shared responsibility, and collective expertise, we work together to achieve organizational excellence and deliver superior value to our customers and stakeholders.
Customer Satisfaction
Our customers are at the heart of everything we do. We are committed to building long-term relationships by providing dependable financial solutions, exceptional service quality, and personalized banking experiences that meet evolving customer needs.
Corporate Social Responsibility
As a responsible financial institution, we actively contribute to social and economic development through sustainable business practices, community engagement, and initiatives that create positive impacts for society.
Continuous Improvement and Innovation
We embrace continuous learning, operational excellence, and technological advancement to improve our products, services, and processes. Innovation enables us to respond effectively to changing customer expectations while strengthening our long-term competitiveness.
Our Slogan
"Shine for Your Shining Life."