About Garima Capital Limited
Garima Capital Limited is a SEBON-licensed Merchant Banker providing a comprehensive range of merchant banking, investment management, and capital market services in Nepal. The company offers professional financial solutions including Portfolio Management Services (PMS), Depository Participant (DP) Services, Mutual Fund Management, Underwriting Services, and Depository Services, serving both individual and institutional investors.
With a client-centric approach and disciplined investment philosophy, Garima Capital Limited is committed to delivering transparent, research-driven, and professionally managed investment solutions that help clients achieve their long-term financial goals. The company combines experienced professionals, robust research capabilities, sound governance, and prudent risk management to support informed investment decisions in Nepal's evolving capital market.
Our Mission
To deliver sustainable, risk-adjusted investment performance through professional investment management, disciplined portfolio strategies, and customer-focused financial services.
Our Vision
To become a one-stop solution for investment, merchant banking, and financial services in Nepal by delivering trusted, innovative, and value-driven solutions.
Our Corporate Values
At Garima Capital Limited, our corporate culture is built on integrity, professionalism, teamwork, accountability, service excellence, and ethical business practices. We place our clients' interests at the center of every decision and maintain the highest standards of transparency and professional judgment throughout our investment process.
Our employees are encouraged to work in an open, collaborative, and merit-based environment that promotes continuous learning, innovation, and excellence. We are committed to fostering a workplace that values professionalism, mutual respect, and responsible corporate citizenship while contributing positively to society and Nepal's financial ecosystem.
Our guiding values include:
Integrity and ethical conduct
Client-first approach
Professional excellence
Teamwork and collaboration
Transparency and accountability
Responsible investment practices
Continuous innovation and improvement
Company Milestones
Ashwin 2072 – 2074 B.S.
Incorporated as Astute Management Holdings Private Limited, later converted into K.C.L. Astute Capital Limited.
Ashad 2075 B.S.
Received a Merchant Banker License from the Securities Board of Nepal (SEBON) to provide Portfolio Management Services (PMS).
Bhadra 2076 B.S.
Obtained a Depository Participant (DP) License from CDS and Clearing Limited (CDSC) to provide DEMAT and MeroShare-related DP services.
Chaitra 2078 B.S.
Following a 51.20% equity investment by Garima Bikas Bank Limited, K.C.L. Astute Capital Limited was renamed Garima Capital Limited.
Mangsir 2080 B.S.
Received Fund Manager and Depository licenses from SEBON to operate mutual fund-related services.
Ashwin 2081 B.S.
Obtained an Underwriting License from SEBON, expanding its merchant banking service portfolio.
Mangsir 2081 B.S.
Received regulatory approval to launch its first close-ended mutual fund scheme, Garima Samriddhi Yojana.
Why Choose Garima Capital Limited?
Disciplined Investment Approach
Our investment decisions are guided by a disciplined philosophy that combines fundamental analysis, technical analysis, and prudent risk management. We focus on selecting investments that align with each client's financial objectives and risk tolerance rather than following short-term market trends.
Personalized Investment Solutions
Every investor has unique financial goals. We design customized portfolio strategies and strategic asset allocation (SAA) models based on each client's investment horizon, income requirements, and risk-return profile, ensuring solutions that are tailored to individual needs.
Strong Research Capabilities
Our dedicated research team continuously monitors Nepal's capital market to identify investment opportunities and support informed decision-making. Equipped with expertise in finance, accounting, investment analysis, and portfolio management, the team conducts both fundamental and technical research to enhance investment outcomes.
Robust Risk Management and Internal Controls
Garima Capital Limited maintains comprehensive investment guidelines and internal control systems to manage portfolio risk and ensure regulatory compliance. Defined investment limits, asset allocation frameworks, and conflict-of-interest controls support prudent management of both company and client assets.
Experienced Leadership
The company is supported by an experienced management team, an active Board of Directors, and promoters from diverse professional and business backgrounds. Strong governance and accountability remain central to our decision-making process.
Transparency and Client Trust
Transparency, fairness, and due diligence are fundamental principles of our business. Clients receive regular portfolio reports, transaction summaries, capital gains and loss statements, portfolio holding reports, and other relevant information to help them monitor their investments with confidence.
Our Investment Process
Garima Capital Limited follows a structured investment framework designed to identify quality investment opportunities while managing risk effectively. Depending on prevailing market conditions and investment objectives, our portfolio managers utilize either a top-down investment approach, focusing on macroeconomic and sector analysis, or a bottom-up investment approach, emphasizing detailed company-level research and security selection.
This disciplined process enables us to build diversified portfolios that align with clients' financial objectives while adapting to changing market conditions.
