Aatmanirbhar Laghubitta Bittiya Sanstha Limited

About Aatmanirbhar Laghubitta Bittiya Sanstha Limited

Introduction

Aatmanirbhar Laghubitta Bittiya Sanstha Limited (Aatmanirbhar LBS) is a Class 'D' licensed microfinance institution regulated by the Nepal Rastra Bank (NRB). The institution was incorporated on 29 November 2018 (2075 B.S.) under the Companies Act, 2063 (2006) and is registered with the Office of the Company Registrar under Nepal's Ministry of Industry, Commerce and Supplies.

The company is registered under Registration No. 202678/075/076 and PAN No. 606545622, and is licensed by Nepal Rastra Bank to provide microfinance services in Lumbini Province, Nepal.

The corporate head office is located at Ghorahi Sub-Metropolitan City–15, Dang District, and the institution currently operates through a network of 21 branch offices serving customers across Dang, Banke, and Bardiya districts.

Aatmanirbhar LBS is dedicated to expanding financial inclusion by providing accessible, responsible, and sustainable microfinance services to low-income households, women, rural entrepreneurs, and underserved communities. Through financial empowerment and community-focused banking, the institution contributes to poverty reduction and inclusive economic development in Nepal.

Our History

The foundation of Aatmanirbhar Laghubitta Bittiya Sanstha Limited originated from the vision of Gramin Mahila Utthan Kendra (Rural Women Development Center – RWDC), a non-governmental organization established to promote the social and economic development of rural women through literacy, income generation, and empowerment initiatives.

As the promoter organization, RWDC obtained a license from Nepal Rastra Bank in 2060 B.S. (2004 A.D.) to operate as a financial intermediary institution. Through this initiative, the organization mobilized women's savings groups and provided microloans to economically disadvantaged households using group-based collateral mechanisms.

Following the establishment of Aatmanirbhar Laghubitta Bittiya Sanstha Limited and its recognition as a Class 'D' microfinance institution by Nepal Rastra Bank, the microfinance operations were formally transferred from RWDC in 2019 (2075 B.S.). Since then, the institution has operated independently as a dedicated microfinance service provider, continuing its mission of supporting rural communities through inclusive financial services.

Our Vision

To alleviate poverty among poor, marginalized, and disadvantaged rural communities through inclusive and sustainable microfinance services.

Our Mission

To improve the living standards and livelihoods of rural poor and disadvantaged households by providing accessible microloans, promoting micro-entrepreneurship, and fostering economic empowerment.

Our Commitment

Aatmanirbhar Laghubitta Bittiya Sanstha Limited is committed to delivering responsible and customer-focused microfinance services while creating sustainable social and economic impact. Our key commitments include:

• Expanding financial access for underserved rural communities.

• Empowering women through savings, credit, and entrepreneurship opportunities.

• Supporting micro, small, and household enterprises with responsible financing.

• Promoting financial literacy, self-employment, and sustainable livelihoods.

• Upholding transparency, ethical banking practices, and sound corporate governance.

• Contributing to poverty reduction and inclusive economic growth in Nepal.

Why Aatmanirbhar LBS?

Aatmanirbhar Laghubitta Bittiya Sanstha Limited continues to strengthen its role as a trusted microfinance institution by combining community-based financial services with a mission-driven approach to rural development. Through accessible financial solutions, responsible lending practices, and a strong commitment to women's empowerment and financial inclusion, the institution is helping individuals and families build sustainable livelihoods and achieve greater economic self-reliance across Lumbini Province and beyond.