| PBV | 4.02 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 4.51 |
| Book Value | RS. 115.8 |
| Paidup Capital | RS. 1121452000 |
| Base Rate | 7.36% |
| CD Ratio | 67.84% |
| Spread Rate | 4.28% |
| NPL | 10.34% |
View more details stock info of RLFL
About Reliance Finance Limited
Introduction
Reliance Finance Limited is a Class 'C' licensed financial institution regulated by the Nepal Rastra Bank (NRB). Incorporated in 2066 B.S., the company has established itself as one of Nepal's leading finance companies by delivering reliable, customer-centric, and innovative financial services.
The institution is promoted by a group of accomplished business leaders with proven expertise across diverse industries and is managed by a highly experienced team of banking and financial professionals. Their combined leadership, industry knowledge, and commitment to excellence have enabled Reliance Finance Limited to earn the trust and confidence of customers while maintaining a strong reputation in Nepal's financial sector.
Over the years, Reliance Finance Limited has expanded its presence through a network of 21 branches across Nepal, providing a comprehensive range of financial products and services to individuals, businesses, entrepreneurs, and communities. Guided by the vision of its Board of Directors and strengthened by the continued confidence of its customers, the company remains committed to delivering secure, efficient, and customer-focused financial solutions that support sustainable economic growth.
The organization operates with the mission of "Experience the Redefinition of Service," reflecting its unwavering commitment to service excellence, innovation, and long-term customer relationships. Beyond financial performance and shareholder value creation, Reliance Finance Limited actively embraces its responsibility as a socially responsible corporate institution by fostering meaningful partnerships with the communities where it operates and contributing to the broader development of Nepal.
Our Core Values
Reliance Finance Limited has remained committed to the following core values since its inception, ensuring long-term sustainability, responsible banking, and customer satisfaction:
Customer Focus – Placing customers at the center of every product, service, and decision.
Service Excellence – Delivering professional, reliable, and high-quality financial services.
Prudent Banking & Sustainable Growth – Promoting responsible financial practices while ensuring long-term business sustainability.
Human Capital Development – Investing in employee growth, capability, and professional excellence.
Strong Risk Management Culture – Maintaining robust risk management practices and financial discipline.
Corporate Governance – Upholding transparency, accountability, ethical conduct, and regulatory compliance.
Our Objectives
Reliance Finance Limited is dedicated to achieving sustainable growth while creating value for customers, shareholders, employees, and society. The company's key objectives include:
Delivering fast, reliable, secure, and customer-centric financial services through innovative banking products and solutions.
Meeting the evolving financial needs and aspirations of customers with customized products and personalized services.
Leveraging cost-effective, customer-friendly, and technology-driven solutions to strengthen competitiveness in Nepal's financial sector.
Implementing best human resource practices to attract, develop, motivate, and retain talented professionals.
Promoting corporate social responsibility (CSR) initiatives that positively impact communities and contribute to national development.
Enhancing operational efficiency through effective business models and continuous process improvement to reduce turnaround time and improve customer experience.
Our Mission
Our mission is to create sustainable value for all stakeholders by delivering innovative financial solutions with integrity, professionalism, and excellence. We are committed to:
Delivering superior and sustainable value to shareholders.
Exceeding the expectations of customers through reliable financial solutions, transparency, and continuous service improvement.
Strengthening our position as a digitally enabled financial institution by adopting advanced technology and ensuring secure, dependable financial services.
Becoming the employer of choice by fostering an engaging, competitive, and growth-oriented workplace.
Creating lasting social and economic value by balancing business success with responsible corporate citizenship and community development.
Our Vision
To be the finance company of first choice in Nepal's financial sector.
Reliance Finance Limited strives to achieve this vision by combining financial expertise, digital innovation, responsible banking, and exceptional customer service while maintaining the highest standards of corporate governance, operational excellence, and long-term sustainability.