1. Never buy depreciating stuff on credit.
2. Invest at least 10% of income as early as possible.
3. Track your expenses and income in Financial Notices Mobile App by "My Finance Tracker".
4. Don’t make financial decisions with emotions.
5. Stop trying to get rich quickly without effort.
6. Always do your research before investing.
7. Have an emergency fund of 6 months' expenses.
8. Become financial literate by reading & learning through Financial Notices Mobile App.
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Why Keeping Track of Your Expenses Is Very Important.
Making your financial plan may have next to zero positive effects except if you intently track your spending. The idea of logging every transaction into a personal budget doesn’t sound like the most exciting task in the world, but the consequences of not taking this step may lead to much more stress and annoying tasks to be handled later. In spite of the fact that you may have not considered everything, there are many critical benefits of staying on track with your expenses.
In this article, we will go through the major advantages of tracking your spending and explain why it’s so important.
- Maintaining Financial Control
- Holding Yourself Accountable
- Tracking Your Financial Progress
- Keeping Your Finances Organized
- Improving Your Financial Security
- Reducing Your Financial Stress
- Finding Ways To Save More Money
- Reducing Impulse Spending.
- Avoiding Debt
- Staying Focused
As much as tracking your expenses may seem like an irrelevant task, it is a day-by-day trigger for you to pull together on your goals. All the benefits mentioned above will hopefully open up your eyes and convince you to make a change for the better and start organizing your finances regularly.
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बचत सम्बन्धी केही महत्वपूर्ण नियम तथा जानकारीहरु
व्यक्तिगत पैसा व्यवस्थापन गर्ने बानी कसरी बसाउन सकिन्छ ?
नेपालको बैंकिङ इतिहास र विकासक्रम (सामान्य जानकारी)
पुनरकर्जा के हो ? हेर्नुहोस् नेपाल राष्ट्र बैंकको पुनरकर्जा सम्बन्धी व्यवस्था
वित्तीय साक्षरता र यसको आवश्यकता (Financial Literacy)
धितोपत्र/ शेयरमा लगानी गर्दा ध्यान दिनुपर्ने कुराहरू
Some important banking terminology you need to know.
पैसा कमाउन सकिएन ? यो लिंक क्लिक गर्नुस्
जीवन बीमाबारे महत्वपूर्ण जानकारीहरु
Note: Mobile App Available on Google Play Store (Android) and App Store (iOS)
