Jyoti Bikash Bank Limited has officially released its updated interest rate schedule for various deposit products, which becomes effective from Ashwin 01, 2083 (September 17, 2026). According to the notice, individual fixed deposits offer 2.75% for tenures up to 5 years, scaling up to 4.28% per annum for terms of 5 years and above. Institutional fixed deposits are set at a uniform 2.75% for terms spanning 6 months up to 5 years. Additionally, the Jyoti Recurring Deposit requires a minimum monthly balance of NPR 500 with an annual return of 2.75%, the Jyoti Dui Guna (Individual) scheme provides a 4.28% interest rate over a tenure of 16 years and 3 months, and call deposits are structured to yield up to 1.375%.
Published by Jyoti Bikas Bank on 2083-5-31
