Mero Microfinance Bittiya Sanstha Limited (MERO)

About Mero Microfinance Laghubitta Bittiya Sanstha Ltd.

Expanding Financial Inclusion Through Responsible Microfinance

Mero Microfinance Laghubitta Bittiya Sanstha Ltd. (Mero Microfinance) is a national-level "D" Class Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB) under the Bank and Financial Institutions (BAFI) Act, 2073 (2016). The institution was incorporated under the Companies Act, 2063 and is dedicated to promoting financial inclusion, entrepreneurship, and sustainable socio-economic development by providing responsible microfinance services throughout Nepal.

Mero Microfinance is a joint initiative of eight financial institutions, comprising seven commercial banks and one development bank. This strong institutional partnership provides a solid foundation for delivering reliable, customer-focused, and sustainable financial services to underserved communities across the country.

Our Background

Mero Microfinance was officially incorporated on 30 Ashadh 2070 B.S. (14 July 2013) and received its operating license from Nepal Rastra Bank as a national-level "D" Class Financial Institution. The institution commenced its formal microfinance operations from its first branch office in Battar, Nuwakot, extending financial services to communities with limited access to the formal banking sector.

Since its establishment, Mero Microfinance has focused on improving financial accessibility for low-income households, rural entrepreneurs, women, and economically disadvantaged communities by offering responsible and inclusive microfinance solutions that support income generation and sustainable livelihoods.

Capital Structure

Mero Microfinance maintains a strong financial foundation to support its long-term growth and nationwide expansion.

• Authorized Capital: NPR 1.75 billion

• Issued Capital: NPR 1.32 billion

• Paid-up Capital: NPR 1.32 billion

The institution's shareholding structure consists of:

• Promoters: 59.4% (Paid-up Capital: NPR 855.14 million)

• General Public: 40.6%

This balanced ownership structure reflects the institution's commitment to sound corporate governance, financial sustainability, and public participation.

Our Commitment

Mero Microfinance is committed to expanding access to quality financial services for underserved and unbanked populations throughout Nepal. The institution promotes financial inclusion by providing customer-focused microfinance products that support entrepreneurship, self-employment, and sustainable income generation.

By combining responsible lending practices with efficient service delivery and strong institutional governance, Mero Microfinance contributes to poverty reduction, economic empowerment, and inclusive national development. The institution continues to strengthen Nepal's microfinance sector by helping individuals, families, and small entrepreneurs build financially resilient futures.

Through innovation, responsible banking, and a customer-centric approach, Mero Microfinance Laghubitta Bittiya Sanstha Ltd. remains dedicated to creating greater financial opportunities and supporting sustainable socio-economic progress across Nepal.