Mahila Laghubitta

About Mahila Laghubitta Bittiya Sanstha Limited

Empowering Women Through Inclusive Microfinance and Sustainable Development

Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a national-level "D" Class Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB) under the Bank and Financial Institutions Act, 2073. The institution received its operating license on 2075/06/22 B.S. and officially commenced financial transactions on 2075/07/01 B.S. Its Central Office is located in Sanga-13, Kavrepalanchok, and its authorized working area covers all districts of Nepal.

MLBSL was established with the primary objective of expanding financial inclusion, promoting women's empowerment, and improving the socio-economic conditions of low-income households across Nepal. The institution delivers customer-friendly microfinance services to disadvantaged communities in rural as well as selected urban areas through its nationwide network of branch offices, helping underserved individuals gain access to formal financial services.

Our Background

Mahila Laghubitta Bittiya Sanstha Ltd. emerged from the long-standing development work of the Centre for Women Rights and Development (CWRD), a pioneering non-governmental organization established in 1992/93. Initially formed to promote the civil, socio-cultural, and fundamental rights of women, CWRD later expanded its focus toward poverty alleviation and women's economic empowerment through community development initiatives.

Recognizing that sustainable poverty reduction requires collaboration between government institutions and civil society organizations, CWRD began implementing microfinance programs in 2001 after obtaining the necessary license from Nepal Rastra Bank. Through these programs, the organization supported poor and disadvantaged households—particularly women—by providing access to financial services, community development initiatives, and capacity-building programs.

Following the establishment and licensing of Mahila Laghubitta Bittiya Sanstha Limited, all assets and liabilities related to CWRD's microfinance operations were transferred to MLBSL, enabling the institution to continue and expand its mission under a regulated microfinance framework.

Today, MLBSL continues this legacy by combining inclusive financial services with social development initiatives that strengthen women's economic participation, entrepreneurship, financial literacy, and leadership. The institution encourages savings, facilitates access to microcredit, promotes financial security through responsible financial services, and supports women in achieving long-term economic independence.

Vision

To ensure women's representation, financial independence, social empowerment, and leadership in every corner of Nepal by expanding access to inclusive and sustainable financial services.

Mission

To reduce poverty and empower disadvantaged communities—especially women—through inclusive microfinance services, financial literacy, entrepreneurship promotion, and community development programs that foster long-term social and economic transformation.

Objectives

Mahila Laghubitta Bittiya Sanstha Limited aims to improve the socio-economic status of disadvantaged rural women and low-income households by providing accessible, affordable, and responsible financial services while promoting sustainable community development.

The institution's key objectives include:

• Expanding access to inclusive microfinance services for disadvantaged women and underserved communities.

• Promoting women's empowerment through financial literacy, awareness, and leadership development.

• Improving the socio-economic conditions of rural households through sustainable livelihood opportunities.

• Supporting income-generating activities by mobilizing local skills, resources, and entrepreneurship.

• Encouraging savings, responsible borrowing, and sound financial management practices.

• Providing training and capacity-building programs in entrepreneurship, gender equality, leadership development, participatory rural appraisal (PRA), financial management, and vocational skill enhancement.

• Strengthening the institutional capacity of community organizations, non-governmental organizations (NGOs), government agencies, and private-sector partners through training and technical support.

• Supporting migrant workers' families through social protection initiatives and financial inclusion programs.

• Contributing to sustainable community development by integrating financial services with education, awareness, and social empowerment initiatives.

Through its commitment to responsible microfinance and women-centered development, Mahila Laghubitta Bittiya Sanstha Limited continues to play an important role in promoting financial inclusion, reducing poverty, and building economically resilient communities throughout Nepal.