2078-1-23
Official Page
About Matribhumi Laghubitta Bittiya Sanstha Ltd.
Building an Inclusive Nepal Through Responsible Microfinance
Matribhumi Laghubitta Bittiya Sanstha Ltd. (MLBSL) is a national-level "D" Class Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB), the central bank of Nepal. The institution is incorporated as a public limited company under the Companies Act, 2063 (2006) and is dedicated to expanding financial inclusion, empowering disadvantaged communities, and promoting sustainable socio-economic development across Nepal.
With a strong commitment to responsible microfinance, MLBSL provides accessible financial services to underserved and low-income populations, particularly those living in rural and economically marginalized communities. The institution works to improve livelihoods by supporting entrepreneurship, promoting financial literacy, and expanding access to formal financial services.
Our Background
Matribhumi Laghubitta Bittiya Sanstha Ltd. has successfully grown through the strategic merger of seven microfinance institutions:
NRN Laghubitta Bittiya Sanstha Ltd.
Kisan Laghubitta Bittiya Sanstha Ltd.
Dibya Laghubitta Bittiya Sanstha Ltd.
Creative Laghubitta Bittiya Sanstha Ltd.
Ramarosan Laghubitta Bittiya Sanstha Ltd.
Jalpa Laghubitta Bittiya Sanstha Ltd.
Mahila Samudayik Laghubitta Bittiya Sanstha Ltd.
The merger was successfully completed within a relatively short period, creating a stronger and more capable national-level microfinance institution with expanded outreach and improved operational capacity.
A leading role in this integration was played by NRN Laghubitta Bittiya Sanstha Ltd., which was promoted by Non-Resident Nepalese (NRNs), experienced bankers, retired government officials, and other distinguished professionals. This strong institutional foundation has helped shape MLBSL into a trusted organization committed to responsible banking and sustainable community development.
Our Commitment
Matribhumi Laghubitta is driven by the vision of creating a financially inclusive society where underserved individuals have equal access to quality financial services and opportunities for economic advancement.
The institution works toward:
Reducing poverty through inclusive microfinance services.
Promoting women's empowerment and financial independence.
Expanding access to formal financial services in underserved communities.
Supporting livelihood improvement and social justice initiatives.
Encouraging entrepreneurship and income-generating activities.
Strengthening financial literacy and community capacity development.
With more than two decades of experience in community-based financial services and development, Matribhumi Laghubitta continues to deliver innovative and impactful programs that improve the lives of socially and economically marginalized populations throughout Nepal.
The institution adopts a holistic approach to community development, integrating responsible financial services with technology-driven innovation, entrepreneurship promotion, financial education, member capacity building, and Credit Plus services. This integrated model enables clients not only to access finance but also to develop the knowledge, skills, and resources needed to build sustainable livelihoods.
By combining responsible microfinance with social development initiatives, Matribhumi Laghubitta contributes to creating resilient communities, promoting inclusive economic growth, and strengthening Nepal's financial inclusion ecosystem.
Vision
To build a financially inclusive society where every low-income individual and underserved community has equal access to sustainable financial services, entrepreneurship opportunities, and resources that improve livelihoods and promote inclusive economic development.
Mission
To empower disadvantaged communities by delivering responsible and innovative microfinance services that reduce poverty, strengthen financial inclusion, promote women's empowerment, encourage entrepreneurship, and support sustainable social and economic transformation across Nepal.
Core Objectives
Matribhumi Laghubitta Bittiya Sanstha Ltd. is committed to:
Expanding financial inclusion by providing accessible and affordable microfinance services.
Reducing poverty through sustainable income-generating opportunities.
Empowering women and marginalized communities economically and socially.
Promoting entrepreneurship and supporting the growth of micro and small enterprises.
Enhancing financial literacy and improving clients' financial capabilities.
Building members' skills through capacity development and community-based training.
Delivering Credit Plus services that combine financial support with education, business development, and social empowerment.
Leveraging innovation and technology to improve service delivery and operational excellence.
Contributing to sustainable community development and long-term socio-economic progress throughout Nepal.
Through responsible microfinance, innovation, and community-centered development, Matribhumi Laghubitta Bittiya Sanstha Ltd. continues to strengthen financial inclusion while creating lasting economic opportunities for individuals, families, and communities across Nepal.