QR code (Quick Response)

QR code (Quick Response) is a black and white dotted digital image that holds certain information on it, which can be scanned from the camera of a smartphone. Lumbini Bikas Bank has introduced QR payment technology through the Mobile banking channel (Lumbini Smart). Customers can make payments through mobile simply by scanning QR codes at the merchant.

Customer opens bank's Mobile Banking application. Without login into the application, Customer Scrolls on the right side of the landing page. The "Scan to Pay on Merchant Outlets" screen appears which is used to scan the QR code displayed on the merchant side.

Also, by login into the mobile banking application, the Customer can scan or Share the QR Code option which leads to  Scan on Merchant Outlets. The QR Code which customer scans comes in 2 ways; either through the physical QR code standee that is placed in the merchant side or through Merchant Mobile apps which merchant generates QR code in their mobile.