Vijay Laghubitta Bittiya Sanstha Limited (VLBS)

About Vijaya Laghubitta Bittiya Sanstha Ltd. (VLBS)

Empowering Rural Communities Through Inclusive Microfinance

Vijaya Laghubitta Bittiya Sanstha Ltd. (VLBS) is a National-Level Class 'D' Microfinance Financial Institution licensed by Nepal Rastra Bank (NRB) to provide inclusive, sustainable, and responsible microfinance services across Nepal.

The institution is incorporated as a Public Limited Company under the Companies Act, 2063 and operates under the Bank and Financial Institutions Act, 2063, with a national-level license issued by Nepal Rastra Bank. VLBS is committed to expanding financial inclusion by delivering accessible financial services that empower low-income households, strengthen local economies, and promote sustainable socio-economic development.

Building Financial Inclusion for Sustainable Development

Vijaya Laghubitta believes that inclusive finance is a key driver of economic growth and poverty reduction. By extending financial services to communities with limited access to conventional banking, the institution enables individuals, families, and small entrepreneurs to improve their livelihoods and achieve greater financial independence.

Through responsible lending, savings promotion, financial literacy, and community-focused development, VLBS supports entrepreneurship, employment generation, and long-term economic resilience in rural and semi-urban areas.

Supporting Agro-Tourism and Microenterprise Development

VLBS places special emphasis on promoting agro-tourism, microenterprises, and locally based economic activities that create employment opportunities and strengthen rural economies.

By encouraging productive investment and the effective utilization of local resources, the institution contributes to sustainable community development while helping entrepreneurs expand income-generating activities.

Vision

To promote agro-tourism and microenterprise development that drives economic and social transformation in rural and semi-urban communities while creating self-employment opportunities and improving community prosperity.

Mission

To identify and develop local resources, enhance financial literacy, and provide equitable, accessible, and sustainable financial services to marginalized communities with limited access to traditional banking.

Goal

To empower rural and semi-urban communities through inclusive microfinance, enabling individuals and families to strengthen their financial capacity, utilize local resources effectively, and achieve sustainable socio-economic development.

Objectives

Vijaya Laghubitta Bittiya Sanstha Ltd. is committed to achieving the following objectives:

• Improve the financial capacity and economic resilience of low-income households in rural and semi-urban areas.

• Expand access to diversified and customer-focused microfinance products and financial services.

• Promote financial inclusion by reaching underserved and marginalized communities.

• Encourage entrepreneurship, self-employment, and income-generating activities through responsible financial support.

• Enhance financial literacy and improve financial decision-making among clients.

• Support the sustainable utilization of local resources to promote long-term socio-economic development.

• Contribute to employment generation and inclusive economic growth through community-centered financial services.

Our Commitment

Vijaya Laghubitta Bittiya Sanstha Ltd. remains committed to responsible microfinance, financial inclusion, and sustainable community development. Through customer-focused financial solutions, innovation, and strong governance, the institution continues to create opportunities for individuals, entrepreneurs, and rural communities to build a more prosperous and self-reliant future.

Why Choose Vijaya Laghubitta Bittiya Sanstha Ltd.?

• Licensed by Nepal Rastra Bank (NRB) as a National-Level Class 'D' Microfinance Financial Institution

• Incorporated as a Public Limited Company under the Companies Act, 2063

• Operates under the Bank and Financial Institutions Act, 2063

• Committed to expanding financial inclusion across Nepal

• Promotes agro-tourism, microenterprise development, and local entrepreneurship

• Supports rural and semi-urban communities through accessible and sustainable financial services

• Encourages financial literacy, responsible finance, and productive investment

• Focuses on employment generation, community empowerment, and sustainable socio-economic development

• Dedicated to building stronger, financially resilient, and self-reliant communities throughout Nepal