| PBV | 5.51 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 5.19 |
| Book Value | RS. 114.62 |
| Paidup Capital | RS. 948875459 |
| Base Rate | 6.91% |
| CD Ratio | 58.1% |
| Spread Rate | 4.41% |
| NPL | 14.17% |
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About Central Finance Limited
Company Profile
Central Finance Limited (CFL) is a leading national-level finance company in Nepal, licensed by Nepal Rastra Bank (NRB) as a 'C' Class Bank and Financial Institution (BFI). Established on April 14, 1997, the institution has successfully completed more than 27 years of providing reliable, customer-focused, and innovative financial services across Nepal.
Since its establishment, Central Finance Limited has remained committed to supporting the diverse financial needs of individuals, entrepreneurs, small and medium-sized enterprises (SMEs), corporate organizations, industries, and trading businesses. Through prudent financial management and customer-centric banking solutions, the institution has built a strong reputation as one of Nepal's prominent finance companies.
The company mobilizes financial resources through a wide range of deposit products and savings schemes while providing financing solutions tailored to personal, business, and corporate requirements. Its lending portfolio supports productive sectors of the economy, contributing to entrepreneurship, business growth, and sustainable economic development.
A significant milestone in the company's growth was achieved on March 22, 2017, when Bhaktapur Finance Limited merged with Central Finance Limited, strengthening its capital base, operational capacity, and market presence.
Today, Central Finance Limited serves customers through a network of 19 branches, one extension counter, and six ATM outlets across Nepal. The institution also offers modern digital banking services through its technology-driven omnichannel platform, including Central Smart Mobile Banking, QR Teller and Merchant Payment solutions, SCT/UnionPay Card Services, and other digital financial services that provide customers with secure, convenient, and efficient banking experiences.
Driven by innovation, sound corporate governance, regulatory compliance, and customer satisfaction, Central Finance Limited continues to enhance its products, services, and digital capabilities to meet the evolving financial needs of individuals and businesses. The institution remains committed to promoting financial inclusion, operational excellence, and long-term value creation for customers, shareholders, employees, and the communities it serves.
Our Strengths
Over 27 years of experience in Nepal's financial sector.
Licensed by Nepal Rastra Bank as a national-level 'C' Class Financial Institution.
Strong presence through 19 branches, 1 extension counter, and 6 ATM outlets.
Comprehensive portfolio of deposit, lending, and transaction banking services.
Advanced digital banking solutions, including Central Smart Mobile Banking, QR payments, and SCT/UnionPay Card Services.
Customer-focused approach supported by innovation, technology, and responsible financial practices.
Commitment to financial inclusion, sustainable growth, and long-term customer relationships.
Commitment
Central Finance Limited is dedicated to delivering secure, innovative, and customer-centric financial solutions while maintaining the highest standards of corporate governance, ethical business practices, and regulatory compliance. By continuously embracing digital transformation and operational excellence, the institution strives to contribute to Nepal's sustainable economic development and create lasting value for all stakeholders.