Home Loan

For financing residential accommodation facility by way of Home Loan for Nepali individuals having identifiable and stable income source.

Loan Type: Term Loan

Purpose of the loan:

1. Construction and furnishing of house on existing land.
2. Purchase of land and construction of a house.
3. Purchase of land & house.
4. Purchase of flats/apartments/buildings developed by real estate developers.
5. Purchase of land for residential purpose.
6. Repair/renovation/additions/alteration of already owned house/flat/apartments.
7. Purchase/construction of low cost housing.
8. Re-finance of housing loan already financed by other Banks/FIs.
    

Loan Amount:

• Minimum amount of the loan shall be NPR 100,000.00 (Rupees One Hundred Thousands only)
• Maximum amount of the loan shall be NPR 50,000,000.00 (Rupees Fifty Million only)

Tenure: 25 years including a maximum moratorium period of 1 year.

Rate & Fee:

• Interest Rate (Base rate + Premium) as decided by the Bank from time to time
• Processing Fee As per STC.