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    Home Loan

    Home Loan is published by Lumbini Bikas Bank published on Official Page on 2076-9-7

    Home Loan

    For financing residential accommodation facility by way of Home Loan for Nepali individuals having identifiable and stable income source.

    Loan Type: Term Loan

    Purpose of the loan:

    1. Construction and furnishing of house on existing land.
    2. Purchase of land and construction of a house.
    3. Purchase of land & house.
    4. Purchase of flats/apartments/buildings developed by real estate developers.
    5. Purchase of land for residential purpose.
    6. Repair/renovation/additions/alteration of already owned house/flat/apartments.
    7. Purchase/construction of low cost housing.
    8. Re-finance of housing loan already financed by other Banks/FIs.

    Loan Amount:

    • Minimum amount of the loan shall be NPR 100,000.00 (Rupees One Hundred Thousands only)
    • Maximum amount of the loan shall be NPR 50,000,000.00 (Rupees Fifty Million only)

    Tenure: 25 years including a maximum moratorium period of 1 year.

    Rate & Fee:

    • Interest Rate (Base rate + Premium) as decided by the Bank from time to time
    • Processing Fee As per STC.

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