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VISA Debit Card

VISA Debit Card is published by Laxmi Bank published on Official Web Page on 2076-6-5

VISA Debit Card
Laxmi Bank Visa Debit Card can be used in 2.5 million merchant outlets for the purchase of goods or services & approximately in 400,000 ATMs across Nepal and India that display the “Visa” logo. This card is designed to offer you security and convenience in managing your personal finances.
As a security measure, we advise you to sign on the reverse of the Card immediately and also change your PIN during your visit to a Laxmi Bank ATM. The debit card is EMV card and is a Chip and PIN module. Thus, you will have to enter your 4 digit PIN at the merchant location to process your transaction.
The card is also Verified by Visa (VbV).
Verified by Visa is a unique service offered by Visa International that uses a One Time PIN (OTP) to protect a cardholder against unauthorised use. Once activated, your Visa Card number cannot be used for online purchases at participating Merchants without the One Time PIN (OTP) that is sent via SMS to your mobile phone that is registered with the Bank. Alternatively, you can also choose to receive the OTP at your registered email address. For more information, please visit 3D Secure Services.
The ATM card allows the cardholder to withdraw cash, inquire about account balance, print mini statements and transfer funds between accounts. The card can also be used to pay for purchases in various stores, restaurants, shops and other merchant establishments having Point of Sales (PoS) terminals. The Card has unique feature of cardless cash which can be used in any of the Laxmi Bank’s ATM to remit fund.
Please note the current withdrawal limits applicable for the Card:
 In Nepal
Maximum NPR 20,000.00 per transaction
Maximum NPR 60,000.00 per day
Maximum NPR 1,800,000.00 per month
Maximum use of card 25 times per day
 In India
Maximum INR 15,000.00 per day
Maximum INR 100,000.00 per month
(use of Card in India is regulated by Nepal Rastra Bank and subject to change from time to time)

The Card is valid for 4 years from the date of issuance and subject to card charges which will be debited from your account.
We request you to read the terms and conditions governing use of the Card carefully and refer to the current page for updates on terms and schedule of service charges. Please do not hesitate to contact your nearest Laxmi Bank branch or our Cards & Digital Channel Operations through 4371484, Toll Free No.: 16600102020, Email: in case of further queries or problems.
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