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Muktinath Bikas Bank announces new interest rates effective from 1st Chaitra 2079

Muktinath Bikas Bank, one of the leading banks in Nepal, has recently published its new interest rates for various deposit and loan products. The new rates will be effective from 1st Chaitra 2079 and will offer competitive rates for its customers.

Under the Deposit product, the bank offers interest rates ranging from 6.60% to 9.60% per annum with quarterly and monthly payment terms. The minimum balance required for the deposit is between Rs. 100 to 100000. The bank also offers Sansthagat Upalabdhi khata with interest rates as per NRB Directive with quarterly basis payments.

For the Fixed Deposit account, the interest rates are between 9.60% to 12.60% per annum with monthly and quarterly payment systems. The minimum balance required for the account is Rs. 50 to 20000. The bank has also mentioned that the interest rate for Akashaya Kosh is negotiable.

Under Loan and Advance Products, the floating interest rates per annum are based on the base rate plus a premium of up to 6%. For loans against fixed deposits (up to 90%), the floating interest band is coupon rate plus 2% or base rate, whichever is higher.

For the bank's fixed interest rates for a term loan of an individual above 1 year, the maximum interest rate is up to 16.50% per annum for normal individual-term loans. Meanwhile, for inclusive banking individual term loans, the maximum rate is based on the base rate of the immediate previous month, up to 17% per annum.

The bank's base rate as of Magh, 2079, is 12.65%. Please see the notice below for detailed information.