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NIC Asia Bank has recently announced its updated interest rates effective from 1st Chaitra 2079 (15th March 2023). The bank has revised the interest rates on its deposit products, including LYC Saving Deposit and Fixed Deposit, while also updating the rates for its loans and advances.

Under the LYC Saving Deposit, the bank has set interest rates ranging from 6 to 9 percent. Meanwhile, the Fixed Deposit Product offers interest rates of 9 to 11 percent for both individual and institutional customers. The Fixed Deposit period for individuals ranges from 3 months to 5 years, while institutional customers can opt for a period of 6 months to 5 years.

In addition, NIC Asia Bank has also introduced an FCY Deposit on Call Deposit, with a minimum balance of nil and interest rates of up to 3% per annum.

Regarding loans and advances, the bank offers floating rates with a base rate plus up to 5% per annum, while the fixed rate is set at 14.99% per annum. The base rate for Magh 2079 is set at 10.71%.

It is important to note that interest payment frequency for all deposit products shall be on a quarterly basis. For more information, individuals who are interested can refer to the notice provided below.