About Khalti
Overview
Khalti is a Nepal-based digital wallet, payment gateway, and Payment Service Provider (PSP) that enables individuals and businesses to make secure, fast, and convenient digital payments. Launched in January 2017, Khalti is operated by Sparrow Pay Pvt. Ltd., a subsidiary of Janaki Technology, a software product company established in 2010.
Developed by the creators of Sparrow SMS and Picovico, Khalti was introduced as the company's third flagship product to simplify digital payments and expand access to financial services across Nepal. Available on Web and Android platforms, Khalti provides an integrated payment ecosystem that supports everyday financial transactions through a secure and user-friendly experience.
Digital Payment Services
Khalti offers a comprehensive range of digital payment services that allow users to pay for products and services from a single platform.
Users can conveniently make payments for:
Utility bills
Hotel bookings
Movie tickets
Domestic flight tickets
Event tickets
Other online products and services
The platform is designed to simplify everyday transactions while providing a seamless digital payment experience.
Payment Gateway and Merchant Solutions
Beyond its digital wallet, Khalti provides payment gateway solutions for businesses and merchants across Nepal.
The platform supports payments through multiple channels, including:
Internet banking (eBanking)
Mobile and smart banking
Debit and credit cards
Digital wallets
Khalti partners with hundreds of merchants nationwide, enabling businesses to accept secure digital payments through an integrated payment infrastructure.
Nationwide Network
Khalti extends its services beyond its mobile application through an extensive physical service network. With more than 8,000 POS locations and agent network points across Nepal, the company provides greater accessibility to digital payment services for users in different regions of the country.
This hybrid digital and physical network helps expand financial access while supporting the adoption of cashless payments.
Innovation and Technology
Khalti is backed by a multidisciplinary team of software developers, product specialists, and digital marketing professionals dedicated to building innovative financial technology solutions.
The company focuses on delivering secure, reliable, and user-centric digital payment services that continuously enhance the customer experience.
Vision for Financial Inclusion
Khalti aims to simplify everyday life by making digital financial services more accessible to everyone in Nepal. The company is committed to promoting financial inclusion by enabling individuals and businesses to transition from traditional cash-based payments to secure digital transactions.
Through continuous innovation and technology-driven payment solutions, Khalti contributes to the growth of Nepal's digital economy while making online payments more convenient, accessible, and efficient.
