About Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd. (SKBBL)
Strengthening Rural Finance Through Wholesale Microfinance
Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd. (SKBBL) is one of Nepal's leading wholesale microfinance institutions, dedicated to strengthening rural financial systems and expanding access to sustainable financial services through cooperative-based financing.
The institution was originally established as Sana Kisan Bikas Bank Ltd. on 6 July 2001 under the Companies Act, 2053 (1997). Following the implementation of the Bank and Financial Institutions Act (BAFIA), 2073, the institution was renamed Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd. (SKBBL) to align with Nepal's updated regulatory framework for microfinance institutions.
Institutional Evolution
Since its establishment, SKBBL has continuously evolved to strengthen Nepal's wholesale microfinance sector and expand financial access for rural communities.
A significant milestone in its institutional development was the merger with Rural Microfinance Development Centre (RMDC), one of Nepal's established wholesale microfinance institutions. This strategic merger strengthened SKBBL's operational capacity, institutional expertise, and outreach, enabling it to provide greater financial support to partner organizations serving rural and underserved communities.
Commitment to Inclusive Rural Development
SKBBL is committed to promoting financial inclusion, rural economic development, and agricultural transformation by strengthening community-based financial institutions and expanding access to wholesale microfinance.
Through sustainable financing and institutional support, the organization contributes to improving rural livelihoods, increasing agricultural productivity, promoting entrepreneurship, and enhancing financial access for low-income households across Nepal.
Supporting Cooperative-Based Microfinance
As a wholesale microfinance institution, SKBBL focuses on providing financial resources and institutional support to partner organizations, enabling them to deliver quality financial services to farmers, rural entrepreneurs, and underserved communities.
Its cooperative-based financing approach helps strengthen local financial institutions while promoting sustainable rural development and long-term economic resilience.
Our Commitment
Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd. remains dedicated to building a stronger and more inclusive rural financial ecosystem by delivering responsible wholesale microfinance services, supporting partner institutions, and contributing to Nepal's sustainable socio-economic development.
Through continuous institutional strengthening, strategic partnerships, and innovation, SKBBL continues to play an important role in expanding financial inclusion and empowering rural communities throughout Nepal.
Why Choose Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd.?
Established on 6 July 2001
Originally incorporated as Sana Kisan Bikas Bank Ltd.
Renamed Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd. (SKBBL) following the implementation of Bank and Financial Institutions Act (BAFIA), 2073
One of Nepal's leading wholesale microfinance institutions
Strengthened through the strategic merger with Rural Microfinance Development Centre (RMDC)
Supports cooperative-based financial institutions and rural microfinance programs
Promotes financial inclusion, agricultural development, rural entrepreneurship, and sustainable economic growth
Committed to strengthening Nepal's rural financial ecosystem through responsible wholesale lending and institutional capacity building
