| PBV | 5.19 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 45.16 |
| Book Value | RS. 214.72 |
| Paidup Capital | RS. 648297797 |
| Base Rate | 11.1% |
| CD Ratio | 277.7% |
| Spread Rate | 8.24% |
| NPL | 8.69% |
View more details stock info of GILB
2078-1-13
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About Gurans Laghubitta Bittiya Sanstha Ltd. (GILB)
Company Overview
Gurans Laghubitta Bittiya Sanstha Ltd. (GILB) is a national-level Class 'D' microfinance institution licensed by the Nepal Rastra Bank (NRB). Established in March 2013, the institution officially commenced commercial operations in May 2013 with the objective of expanding financial inclusion and improving the socio-economic condition of underserved communities across Nepal.
GILB initially operated as a 10-district retail microfinance institution. As the institution continued to strengthen its operations and expand its outreach, it was upgraded to a 45-district retail microfinance institution in October 2017. In January 2019, GILB received approval to operate as a national-level microfinance institution, enabling it to extend its services to communities throughout Nepal.
Since its establishment, Gurans Laghubitta has remained committed to providing accessible, responsible, and sustainable microfinance services that empower low-income households, promote entrepreneurship, and contribute to poverty reduction through inclusive financial services.
Our Mission
To provide reliable and customer-focused microfinance products and services designed to meet the financial needs of deprived and economically disadvantaged communities, helping improve their socio-economic condition and enabling them to become productive, self-reliant, and financially empowered members of society.
Our Vision
To contribute to Nepal's economic development by improving the income and living standards of economically marginalized rural households through financial inclusion, self-reliance, entrepreneurship, and sustainable poverty alleviation initiatives.
Our Capital Structure
Gurans Laghubitta Bittiya Sanstha Ltd. maintains a strong capital base to support its long-term growth and sustainable operations.
Authorized Capital: NPR 1,000,000,000
Issued Capital: NPR 618,900,045
Paid-up Capital: NPR 618,900,045
Our Commitment
Gurans Laghubitta is dedicated to expanding access to formal financial services for underserved and financially excluded communities. The institution works to create sustainable economic opportunities by offering responsible microfinance solutions that support entrepreneurship, income generation, savings, and financial security.
Our commitment includes:
Promoting financial inclusion in rural and underserved communities.
Providing responsible and accessible microfinance services.
Supporting micro-entrepreneurs and income-generating activities.
Encouraging savings, financial literacy, and responsible borrowing.
Empowering economically marginalized households through sustainable financial solutions.
Upholding transparency, ethical governance, and customer-focused service.
Our Growth Journey
Since beginning operations in 2013, Gurans Laghubitta has steadily expanded its geographic reach and institutional capacity.
Key milestones include:
March 2013: Incorporated as a retail microfinance institution.
May 2013: Commenced commercial microfinance operations as a 10-district-level institution.
October 2017: Expanded operations and upgraded to a 45-district-level retail microfinance institution.
January 2019: Achieved national-level microfinance institution status, enabling services across Nepal.
These milestones reflect the institution's continuous commitment to sustainable growth, operational excellence, and expanding financial access for underserved communities.
Why Gurans Laghubitta?
Gurans Laghubitta Bittiya Sanstha Ltd. combines responsible microfinance, customer-focused services, and sustainable institutional growth to improve the livelihoods of economically disadvantaged households across Nepal. By promoting financial inclusion, entrepreneurship, self-employment, and responsible financial management, the institution continues to contribute to poverty reduction and inclusive economic development.
With a strong commitment to ethical banking practices, innovation, and community empowerment, Gurans Laghubitta Bittiya Sanstha Ltd. remains dedicated to building a more financially inclusive and prosperous Nepal.
