About IME Life Insurance Company Limited
Protecting Lives with Trust, Innovation, and Financial Security
IME Life Insurance Company Limited is one of Nepal's leading life insurance companies, dedicated to providing comprehensive life insurance solutions that protect individuals, families, and businesses against financial uncertainty. Backed by the strength and nationwide network of the IME Group, the company delivers customer-focused insurance products designed to meet protection, savings, and long-term financial planning needs.
With a commitment to ethical business practices, technology-driven services, and professional customer care, IME Life Insurance continues to expand access to life insurance across Nepal while contributing to the country's financial inclusion and economic development.
Company Overview
IME Life Insurance Company Limited was registered on 1 October 2008 (Ashwin 15, 2065 B.S.) and officially commenced operations on 17 August 2017 (Bhadra 1, 2074 B.S.).
The company offers a diverse portfolio of:
Individual life insurance plans
Group life insurance solutions
Protection plans
Savings-oriented insurance products
Investment-linked insurance solutions
These products are designed to support customers at different stages of life while helping them build long-term financial security.
Strong Financial Foundation
IME Life Insurance operates with a solid capital base that supports sustainable growth and long-term commitments to policyholders.
Authorized Capital: NPR 6 billion
Paid-up Capital: NPR 5 billion
Promoters: 70% (NPR 3.5 billion)
Public Shareholders: 30% (NPR 1.5 billion)
This balanced ownership structure strengthens the company's financial stability and reinforces confidence among policyholders, investors, and stakeholders.
Backed by the IME Group
As a company promoted by the IME Group, IME Life Insurance benefits from one of Nepal's most extensive business and service networks.
The company's nationwide reach includes:
IME Group offices across Nepal
More than 6,000 IME Centers
Local remittance agents
Strategic distribution partners
This broad network enables IME Life Insurance to deliver accessible insurance services to customers throughout the country.
Nationwide Distribution Network
IME Life Insurance distributes its products through multiple service channels, including:
Agency network
Corporate agency partnerships
Bancassurance partnerships
Direct sales channels
The company refers to these distribution channels as its Strategic Partners, working collaboratively to expand insurance accessibility and improve customer service nationwide.
Customer-Centric Insurance Solutions
IME Life Insurance is committed to helping customers secure their financial future through reliable and innovative insurance products.
Its solutions are designed to support:
Family financial protection
Long-term savings
Wealth accumulation
Investment planning
Financial security against unforeseen events
The company continuously develops insurance products that align with the changing financial needs of individuals, families, and businesses.
Technology-Driven Services
IME Life Insurance places strong emphasis on technology and operational excellence to deliver high-quality customer experiences.
The company focuses on:
Digital service delivery
Secure and efficient customer service
Fast policy processing
Reliable claims support
Continuous improvement of service quality through information technology
These technology-driven initiatives help provide safe, convenient, and responsive insurance services across Nepal.
Professional Excellence
IME Life Insurance believes that skilled professionals and trusted partners are essential to long-term success.
The company regularly invests in:
Professional training
Capacity building
Service quality enhancement
Ethical business practices
Corporate governance
By strengthening the knowledge and expertise of its employees and strategic partners, the company aims to deliver exceptional customer service while expanding a trustworthy insurance network.
Vision
To enhance awareness of life insurance, promote financial security among the people of Nepal through innovative life insurance products, and contribute to the nation's sustainable economic development.
Mission
To provide customers with comprehensive insurance coverage, prudent underwriting, hassle-free claims services, and business-friendly insurance solutions that deliver long-term value and financial protection.
Our Commitment
IME Life Insurance Company Limited remains committed to protecting lives through innovative insurance solutions, responsible corporate governance, advanced technology, and customer-first service.
By leveraging the nationwide strength of the IME Group, investing in professional excellence, and expanding insurance access across Nepal, the company continues to help individuals and families build a more secure and financially resilient future.
Why Choose IME Life Insurance Company Limited?
Established in 2008 and operational since 2017
Promoted by the trusted IME Group
Authorized Capital: NPR 6 billion
Paid-up Capital: NPR 5 billion
Offers individual and group life insurance solutions
Nationwide reach supported by 6,000+ IME Centers and strategic partners
Multiple distribution channels including agency, corporate agency, bancassurance, and direct sales
Technology-driven services for secure, fast, and efficient customer experience
Strong focus on ethical business practices, corporate governance, innovation, and customer satisfaction
Dedicated to expanding life insurance coverage and strengthening financial security across Nepal
