Federal Credit Union Knowledge Base
What is the difference between a Federal Credit Union and a Bank? They just announced a Federal Credit Union open to anyone in my city (rather than one tied to a specific company). So What is the difference between a Federal Credit Union and a Bank? Are there any advantages and/or disadvantages to a Federal Credit Union over a Bank?
can anyone help me get into navy federal credit union? i need to get into navy federal credit union, because i hear they are the best credit union, and they offer great services. But i dont have any family in the navy is there another way in? would someone that is already a member be willing to be my brother or sister.
Is there a way to get a refund on a money order that was lost that I got from tinker federal credit union? It was accidentally torn up and thrown in the trash. Is there a way to get our money back? The bank I got it from is Tinker Federal Credit Union and there's no way to contact them on a Sunday. I need help Thanks!! It was accidentally torn up and thrown in the trash at a mall and theres no way to recover it. Is there a way to get our money back? The bank I got it from is Tinker Federal Credit Union and there's no way to contact them on a Sunday. I need help Thanks!!
What do you do when a federal credit union gives you a forged check? It went through my account last month and returned from the bank and marked as forged. The money was taken back by the bank because I never touched it and now a month later, they have wiped my account out by trying to send a forged check back through again. Does that make any sense? What do I do to keep the bank from running an old forged check back through over an over again and wiping my present account balance out each time?
Can Navy Federal Credit Union really be this bad? Navy Fed is absolutely the worst bank I've ever dealt with. I have a loan with them that I am currently paying off still, I signed up for the payment protection plan that the loan rep informed me about, which entitled me to stop payment in case of job loss and other financial hardships. Unfortunately I ended up being unemployed for 2 months and informed NFCU about my employment status, "oh it's ok, you're protected by the payment protection clause" said the account manager, Mr. Sikander. Wouldn't you know I got a job a week later, and went to make an online payment, my online banking was deactivated. Due to seriously delinquent account was the reason. I called up NFCU and was told that I needed to pay off the entire loan balance to have my online banking priveledges restored. My loan was handed over to the collection agency and now my credit score is below 500. NFCU informed me that they've tried to contact me and make arrangements with me to pay the loan but I was not willing to cooperate. I in the meantime have never recieved or heard of any attempt to make arrangements. I informed the bank rep that I spoke to Mr. Sikander and he said I was under payment protection plan and that my status will be fine. They have no such record of that phone call, and on top of that, guess who calls me up the next day and tells me that I'm about to face legal issues for non pay? MR. SIKANDER!!! He claims to never have spoken to me ever!! I couldn't believe it. After I pay this loan off completely, I'm closing my account out and boycotting NFCU. I hope anyone reading this will take heed and join any other credit union or bank besides this total disgrace of a financial institute.
NAVY FEDERAL CREDIT UNION question about merchants? merchant is the person you buy something from right? well i paid for my cellphone bill and my company hasn't processed it through. and its driving me crazy. i want to know if theres a period of time that NFCU just disregards the payment waiting to be processed(i forgot the word for it) after a long time when they dont? or does it just sit there forever. please help me out with this. i still have 60 bucks in my checking and its killing me that they wont process it.
where does navy federal charge credit union charge you when you order new checks? i recently ordered checks from navy federal they came up to $48 with some change so i transfered $50 from my savings to my checking account. today i got the checks and i went online and the $50 are still in my checking account, and my savings account looks intact as well....does navy federal take a few days to post your new balance... ???
Federal Credit Union vs Credit Union? What is the difference between a Federal Credit Union and Credit Union? For example, you will see a name like Arizona Federal Credit Union (not Arizona Credit Union) or you will see another name as Arizona Central Credit Union (not Arizona Central Federal Credit Union).
vista federal credit union minimum age? I am about to start working as disney world (i'm excited). I know they have a bank for their employees, and I was curious to what the minimum age was to join?
Navy Federal Credit Union Checking Approval ? I received two Items on may 30 and may 31rst 2008. One was a debit card pin and the other was a member access card with a number on it. I had applied for a navy federal credit union checking account online. I have two questions? 1) Does this mean that I am approved? 2) I received the application and package on the 31rst. This contained the access membership number and another application to send off to merrifield VA. ( The 5 dollar minimum) to open was included in this package. I have not sent it off yet. Does this finalize my approval? I appreciate any information on this. Eddie
Should I try to get a loan from a federal credit union? I have a credit score of 709. I recently applied for a personal loan for $ 5000.00 and I was denied. I dont have alot of credit history, but how am I supposed to build credit when I cant get anything in my name? Ive had my credit card for about a year, have never been late with payments on it. I was told to try a federal credit union for the money. I'm not desperate for the money, but I want to get my name attatched to something that I am paying for. Is it frowned upon to apply for loans within a certain time period of each other or no? Any help would be appreciated.
Navy Federal Credit Union -- Credit Report? I am looking for an address to send a "goodwill" letter for Navy Federal Credit Union? I am in the Navy and I had some problems last year because both of my parents died. I spoke to navy federal about my problem, I had to pay for two funerals and I wouldn't be able to make a payment on either of my loans for 3-4 months. They said it shouldn't be a problem, that they would put a hold on my payments and then start paying again later. Well, they didn't do this, and it registered on my credit report that i was late on all of those payments. I called them and they said the best they could do would be to change them to 30 lates on each entry. This is still negatively affecting my once perfect credit score. I am comming from a 645 to a 538. Does anyone know an address I can send a "goodwill" letter to and if anyone know the name of a customer care manager that I can put it as attention to that would be great. They do not list employee info on the site, I would like to know a manager's name.
Federal Credit Union and paypal? I just have a paypal account, and recently I got email from Paypal(?) -- "PayPal" <supportUsUpdate08@Pal.com> Asking me to re-activate a Federal Credit Union? I never activated it even once. I might not have it after all. This is the message "Dear Customer, You have one new message at Pay-Pal, INBOX From: Customer Service Date: 7/29/2008 Subject: Official service renewal notification. In order to read the message click here to login at Pay-Pal. and access your MAIL section" I logged in paypal, but there's no mail section in it. Is this fraud? The mail was sent right only to my email and OTHER email I have.
Nevada Federal Credit Union?? HELP im so losttt? Okay, well I have an account for nevada federal credit union, and I was just wondering if anyone knows how to make another account title. cuz I have my primary shares and share draft. Well, I just want to change those two to savings and checking, and then I wanted to make another account title, like say Chevy Aveo, for my car that Im making payments on. So could someone please help me? I know it's possible to do because my sister did it, but she doesn't remember how she did it.. THankyou. :]
If someone robbed a federal credit union? Because its a "Federal" Credit Union, who would get jurisdiction? The local, state. or federal authorities? This is debate between me and a friend and is also has to do with part of an assignment I have for a class. That's what brought the question up in the first place. I say that the FBI would be involved because its federal property a "federal institution", if you will , but yes the local authorities would be the initial responders. Does anyone know for sure? My friend says that Federal Credit Union is just the name of the bank and it has nothing to do with it being a federal banking institution. I think that is silly, then why would it be called a Federal Credit Union, if it was not "federal"? Thanks for your input.... So the FBI is involved in all bank robberies? Because all deposits to a bank are protected by federal law right?
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