About United Ajod Insurance Limited (UAIL)
Trusted General Insurance Solutions Built on Strength, Experience, and Innovation
United Ajod Insurance Limited (UAIL) is one of Nepal's leading non-life (general) insurance companies, established through the successful merger of United Insurance Company (Nepal) Limited and Ajod Insurance Limited. The merged company officially commenced its joint operations on May 28, 2023 (Jestha 14, 2080 B.S.), bringing together the experience, expertise, and operational strengths of two well-established insurance companies.
Headquartered in Sundhara, Kathmandu, United Ajod Insurance combines decades of industry knowledge with a customer-first approach to provide comprehensive general insurance solutions for individuals, businesses, institutions, and organizations across Nepal.
A Stronger Insurance Company Through Strategic Merger
The merger of United Insurance Company (Nepal) Limited and Ajod Insurance Limited created a stronger organization with enhanced financial capacity, operational efficiency, and nationwide service capability.
By combining the strengths of both legacy companies, United Ajod Insurance has expanded its ability to deliver innovative insurance products, improve customer service, strengthen claims management, and provide greater value to policyholders throughout Nepal.
Three Decades of Insurance Experience
Building on the legacy of its predecessor companies, United Ajod Insurance represents more than three decades of combined experience in Nepal's non-life insurance industry.
Supported by leading industrialists, respected trading groups, and prominent commercial business houses, the company has established a strong reputation for professionalism, reliability, and customer confidence.
Today, UAIL continues to serve a large and diverse customer base while contributing to the growth and development of Nepal's insurance sector.
Nationwide Network and Professional Expertise
United Ajod Insurance serves customers through an extensive nationwide network consisting of:
Its experienced professionals work together to provide accessible insurance services, responsive customer support, and efficient claims assistance, ensuring customers receive dependable protection wherever they are located.
Comprehensive General Insurance Solutions
United Ajod Insurance offers a wide range of general insurance products designed to protect individuals, families, businesses, commercial enterprises, and institutions against a variety of financial risks.
The company continuously enhances its insurance solutions by combining sound underwriting practices, customer-focused service, and operational innovation to meet the evolving insurance needs of Nepal's growing economy.
Customer-Centric Service Excellence
Customer satisfaction is at the core of United Ajod Insurance's operations.
The company is committed to delivering:
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Hassle-free claims settlement.
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Responsive and professional customer service.
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Reliable insurance protection.
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Continuous business support.
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Quality insurance services throughout the year.
Guided by its brand promise, "United by Trust," the company strives to build long-term relationships based on transparency, integrity, and dependable service.
Strong Reinsurance Support
United Ajod Insurance benefits from robust national and international reinsurance arrangements, strengthening its underwriting capacity and financial resilience.
These reinsurance partnerships enable the company to diversify risk, enhance financial stability, and provide greater confidence to policyholders through reliable claims-paying capability and prudent risk management.
Our Vision
To deliver unmatched and impartial insurance services through innovative solutions and a highly skilled workforce, creating a seamless, reliable, and customer-focused insurance experience.
Our Mission
To provide outstanding insurance services by placing customers at the center of every decision, delivering personalized solutions with passion, innovation, integrity, flexibility, and a positive approach that creates lasting value and trust.
Our Core Values
United Ajod Insurance is guided by values that shape its culture, customer relationships, and long-term vision.
The company is committed to:
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Delivering high-quality insurance services.
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Promoting innovation and continuous improvement.
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Conducting business with integrity and professionalism.
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Building lasting customer relationships based on trust.
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Providing flexible and customer-focused insurance solutions.
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Encouraging a positive approach in every aspect of its operations.
UAIL also seeks to transform the perception of insurance from being viewed as an additional expense to being recognized as an essential investment in a secure financial future.
Committed to Protecting Nepal's Future
United Ajod Insurance Limited continues to strengthen its position as one of Nepal's trusted general insurance providers by combining decades of industry experience, a strong nationwide presence, skilled professionals, and customer-centric service.
Through innovative insurance solutions, efficient claims management, robust reinsurance support, and a commitment to operational excellence, the company remains dedicated to protecting individuals, businesses, and communities while contributing to the sustainable growth of Nepal's insurance industry.
