Jyoti Bikash Bank Ltd. has announced its revised interest rates effective from Magh 1, 2082 (January 15, 2026). Fixed deposit rates for individuals now range from 2.75% to 6.00% depending on tenure, while institutional deposits offer 2.75% to 5.00%. Recurring deposits require a minimum monthly balance of NPR 500 and earn 4.00% interest. The Jyoti Dui Guna Deposit, with a tenure of 11 years and 7 months, offers 6.00% interest. Savings account rates vary between 2.75% and 3.75%. Foreign currency deposits, including call, saving, and fixed deposits, yield 1.00% to 3.00% interest. Loan products carry floating rates linked to the bank’s base rate plus margin, while home and hire-purchase loans are fixed at 13–15%.
Published by Jyoti Bikas Bank on 2082-9-30
