IME Life Insurance

About IME Life Insurance Company Limited

Protecting Lives with Trust, Innovation, and Financial Security

IME Life Insurance Company Limited is one of Nepal's leading life insurance companies, dedicated to providing comprehensive life insurance solutions that protect individuals, families, and businesses against financial uncertainty. Backed by the strength and nationwide network of the IME Group, the company delivers customer-focused insurance products designed to meet protection, savings, and long-term financial planning needs.

With a commitment to ethical business practices, technology-driven services, and professional customer care, IME Life Insurance continues to expand access to life insurance across Nepal while contributing to the country's financial inclusion and economic development.

Company Overview

IME Life Insurance Company Limited was registered on 1 October 2008 (Ashwin 15, 2065 B.S.) and officially commenced operations on 17 August 2017 (Bhadra 1, 2074 B.S.).

The company offers a diverse portfolio of:

• Individual life insurance plans

• Group life insurance solutions

• Protection plans

• Savings-oriented insurance products

• Investment-linked insurance solutions

These products are designed to support customers at different stages of life while helping them build long-term financial security.

Strong Financial Foundation

IME Life Insurance operates with a solid capital base that supports sustainable growth and long-term commitments to policyholders.

Capital Structure

• Authorized Capital: NPR 6 billion

• Paid-up Capital: NPR 5 billion

Shareholding Structure

• Promoters: 70% (NPR 3.5 billion)

• Public Shareholders: 30% (NPR 1.5 billion)

This balanced ownership structure strengthens the company's financial stability and reinforces confidence among policyholders, investors, and stakeholders.

Backed by the IME Group

As a company promoted by the IME Group, IME Life Insurance benefits from one of Nepal's most extensive business and service networks.

The company's nationwide reach includes:

• IME Group offices across Nepal

• More than 6,000 IME Centers

• Local remittance agents

• Strategic distribution partners

This broad network enables IME Life Insurance to deliver accessible insurance services to customers throughout the country.

Nationwide Distribution Network

IME Life Insurance distributes its products through multiple service channels, including:

• Agency network

• Corporate agency partnerships

• Bancassurance partnerships

• Direct sales channels

The company refers to these distribution channels as its Strategic Partners, working collaboratively to expand insurance accessibility and improve customer service nationwide.

Customer-Centric Insurance Solutions

IME Life Insurance is committed to helping customers secure their financial future through reliable and innovative insurance products.

Its solutions are designed to support:

• Family financial protection

• Long-term savings

• Wealth accumulation

• Investment planning

• Financial security against unforeseen events

The company continuously develops insurance products that align with the changing financial needs of individuals, families, and businesses.

Technology-Driven Services

IME Life Insurance places strong emphasis on technology and operational excellence to deliver high-quality customer experiences.

The company focuses on:

• Digital service delivery

• Secure and efficient customer service

• Fast policy processing

• Reliable claims support

• Continuous improvement of service quality through information technology

These technology-driven initiatives help provide safe, convenient, and responsive insurance services across Nepal.

Professional Excellence

IME Life Insurance believes that skilled professionals and trusted partners are essential to long-term success.

The company regularly invests in:

• Professional training

• Capacity building

• Service quality enhancement

• Ethical business practices

• Corporate governance

By strengthening the knowledge and expertise of its employees and strategic partners, the company aims to deliver exceptional customer service while expanding a trustworthy insurance network.

Vision

To enhance awareness of life insurance, promote financial security among the people of Nepal through innovative life insurance products, and contribute to the nation's sustainable economic development.

Mission

To provide customers with comprehensive insurance coverage, prudent underwriting, hassle-free claims services, and business-friendly insurance solutions that deliver long-term value and financial protection.

Our Commitment

IME Life Insurance Company Limited remains committed to protecting lives through innovative insurance solutions, responsible corporate governance, advanced technology, and customer-first service.

By leveraging the nationwide strength of the IME Group, investing in professional excellence, and expanding insurance access across Nepal, the company continues to help individuals and families build a more secure and financially resilient future.

Why Choose IME Life Insurance Company Limited?

• Established in 2008 and operational since 2017

• Promoted by the trusted IME Group

• Authorized Capital: NPR 6 billion

• Paid-up Capital: NPR 5 billion

• Offers individual and group life insurance solutions

• Nationwide reach supported by 6,000+ IME Centers and strategic partners

• Multiple distribution channels including agency, corporate agency, bancassurance, and direct sales

• Technology-driven services for secure, fast, and efficient customer experience

• Strong focus on ethical business practices, corporate governance, innovation, and customer satisfaction

• Dedicated to expanding life insurance coverage and strengthening financial security across Nepal