About Swastik Microfinance Bittiya Sanstha Ltd.
Advancing Financial Inclusion Across Madhesh Province
Swastik Microfinance Bittiya Sanstha Ltd. is a Province-Level Class 'D' Microfinance Financial Institution committed to expanding financial inclusion and improving the socio-economic well-being of rural communities in Madhesh Province, Nepal. The institution provides accessible, sustainable, and customer-focused microfinance services designed to empower low-income households and support inclusive economic development.
The institution has its Central Office at Lahan–8, Siraha District and operates as a Public Limited Company. It officially commenced financial services on 12 Chaitra 2075 B.S.
A Strong Foundation for Sustainable Growth
Swastik Microfinance was established with the objective of delivering responsible financial services to underserved communities while promoting financial awareness and economic empowerment.
The institution currently has:
Authorized Capital: NPR 57.75 million
Issued Capital: NPR 34.65 million
Public Shareholding: 40% of the issued capital allocated to the general public
This ownership structure reflects the institution's commitment to transparency, public participation, and sustainable institutional growth.
Serving Rural Communities in Madhesh Province
The operational area of Swastik Microfinance covers Madhesh Province.
At present, the institution delivers financial services through branch offices located in:
Saptari
Siraha
Dhanusha
Mahottari
Through its branch network, the institution provides accessible financial services to rural and underserved communities, helping individuals and families improve their livelihoods and participate in the formal financial system.
Financial Services
Swastik Microfinance Bittiya Sanstha Ltd. offers a range of financial services that support financial inclusion and local economic development, including:
Microfinance loans
Savings services
Micro-insurance services
Financial awareness and literacy programs
Community-focused financial services
The institution combines financial services with awareness and education initiatives to encourage responsible financial management and sustainable economic growth.
Vision and Mission
Swastik Microfinance Bittiya Sanstha Ltd. is committed to strengthening the financial capacity of people living in rural Nepal by promoting financial awareness through inclusive microfinance programs.
Its vision and mission are to:
Improve financial literacy and awareness among rural communities.
Provide systematic and accessible savings, microcredit, and micro-insurance services.
Promote financial empowerment and self-reliance.
Fulfill its social responsibility through community-oriented initiatives and development activities.
Support sustainable socio-economic development by expanding financial access to underserved populations.
Our Commitment
Swastik Microfinance Bittiya Sanstha Ltd. remains committed to responsible microfinance, customer-focused service, and sustainable community development. By combining financial inclusion, financial education, and social responsibility, the institution strives to improve the quality of life of rural households while contributing to the long-term economic development of Madhesh Province and Nepal.
Why Choose Swastik Microfinance Bittiya Sanstha Ltd.?
Province-level Class 'D' Microfinance Financial Institution
Public Limited Company established with its Head Office in Lahan–8, Siraha
Operating financial services since 12 Chaitra 2075 B.S.
Authorized Capital: NPR 57.75 million
Issued Capital: NPR 34.65 million
40% public shareholding, promoting broad public participation
Serves communities across Madhesh Province
Branch network in Saptari, Siraha, Dhanusha, and Mahottari
Provides microfinance loans, savings, micro-insurance, and financial literacy services
Committed to financial inclusion, rural empowerment, social responsibility, and sustainable socio-economic development
