Janaki Finance Company Limited (JFL)

About Janaki Finance Company Limited

About Us

Janaki Finance Company Limited (JFC) is one of Nepal's leading finance companies and the oldest finance company currently operating in Madhesh Province. Established in 2052 B.S., the company has been delivering reliable, customer-focused financial services for more than 26 years, earning the trust of individuals, businesses, and communities across the region.

Since its inception, Janaki Finance has remained committed to its guiding principle of providing simple, accessible, and customer-friendly financial services. With a strong focus on service excellence, financial inclusion, and sustainable growth, the company continues to strengthen its position as a trusted financial institution in Nepal's banking and finance sector.

The company began operations with a paid-up capital of NPR 6 million. Through consistent growth and prudent financial management, Janaki Finance has increased its Authorized Capital to NPR 1 billion, while its Issued Capital and Paid-up Capital stand at NPR 690.47 million.

Janaki Finance has demonstrated steady financial performance with continuous growth in profitability, net worth, deposits, and investments. The company maintains adequate liquidity in compliance with regulatory requirements and has consistently rewarded its shareholders through regular dividend distributions. Its shareholding structure consists of 51% promoter ownership and 49% public ownership, reflecting a balanced ownership model that supports transparency and long-term growth.

The company's commitment to financial discipline and responsible corporate governance has also been recognized through prestigious tax awards. Janaki Finance Company Limited was honored by the Inland Revenue Office, Janakpur, as the Highest Taxpayer among Banking and Financial Institutions (BFIs). Additionally, the company received recognition as the Highest Income Tax Paying BFI in Madhesh Province for the Fiscal Year 2078/79, highlighting its contribution to Nepal's economy and responsible business practices.

Today, Janaki Finance continues to expand its services by combining customer-centric banking solutions, sound financial management, and ethical business practices. The company remains dedicated to supporting the financial aspirations of its customers while contributing to the sustainable development of Nepal's financial sector.

Vision

To become the leading finance company in Nepal's banking and financial services industry by delivering prompt, reliable, and convenient financial solutions that create lasting value for customers.

"सहज तथा सजिलो वित्तीय सेवा" (Simple and Easy Financial Services)

Mission

To build Janaki Finance Company Limited into a trusted, customer-centric, and professionally managed financial institution by delivering excellent financial services, maintaining high standards of integrity, and continuously strengthening the confidence and trust of customers, shareholders, employees, and stakeholders.