| PBV | 3.45 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 11.62 |
| Book Value | RS. 176.61 |
| Paidup Capital | RS. 1183470960 |
| Base Rate | 6.24% |
| CD Ratio | 83.34% |
| Spread Rate | 4.48% |
| NPL | 2.68% |
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About ICFC Finance Limited
ICFC Finance Limited is a leading National Level Class 'C' Financial Institution in Nepal, licensed by Nepal Rastra Bank (NRB). Incorporated in 2003 under the Company Act 2053 and the Bank & Financial Institution Ordinance 2060, the company commenced its operations on July 15, 2004. Headquartered in Bhatbhateni, Kathmandu, ICFC Finance has established itself as a trusted financial institution dedicated to providing innovative, customer-centric, and technology-driven financial solutions across Nepal.
Since its inception, ICFC Finance Limited has focused on meeting the evolving financial needs of small and medium-sized enterprises (SMEs), entrepreneurs, professionals, and individual customers. By offering reliable financing solutions, competitive financial products, and personalized customer service, the institution contributes to business growth, financial inclusion, and Nepal's sustainable economic development.
At ICFC Finance, customer satisfaction is at the core of every service. The institution continuously enhances its financial products, embraces digital transformation, and adopts international best practices to deliver secure, efficient, and convenient financial services. Its commitment to transparency, sound corporate governance, regulatory compliance, and responsible financial management has earned the trust of customers and stakeholders alike.
Our Mission
Our mission is to meet the growing financial needs of individuals and businesses by delivering innovative financial products, modern banking technology, and value-added services based on international best practices. We are committed to providing efficient, secure, and customer-focused financial solutions that create long-term value for our customers and stakeholders.
Our Objectives
ICFC Finance Limited strives to:
Provide innovative and customer-centric financial products and services.
Support the growth of small and medium-sized enterprises (SMEs) and entrepreneurs.
Deliver value-added financial solutions tailored to evolving customer needs.
Promote financial inclusion and responsible lending across Nepal.
Maintain the highest standards of corporate governance, transparency, and regulatory compliance.
Leverage technology to improve operational efficiency and customer experience.
Create sustainable value for customers, shareholders, employees, and society.
Technology-Driven Financial Services
ICFC Finance Limited is committed to digital innovation and operational excellence. The institution utilizes PUMORI PLUS IV Core Banking System, enabling real-time banking services across all branches. Modern virtualization infrastructure, advanced networking technologies, secure data management systems, and disaster recovery capabilities ensure fast, reliable, and secure financial transactions.
By continuously investing in technology, ICFC Finance delivers seamless digital banking experiences while improving service quality, operational efficiency, and data security.
Professional Team
The success of ICFC Finance Limited is driven by a highly qualified, experienced, and customer-focused workforce. The institution invests in continuous professional development, technical training, and skill enhancement to ensure employees deliver exceptional service and expert financial guidance.
Our dedicated professionals combine industry expertise with a customer-first approach, helping individuals and businesses make informed financial decisions and achieve their long-term goals.
Why Choose ICFC Finance Limited?
Licensed National Level Class 'C' Financial Institution regulated by Nepal Rastra Bank.
Established and trusted financial institution since 2004.
Specialized financing solutions for SMEs, entrepreneurs, and individuals.
Modern technology-driven banking services with real-time transactions.
Secure, transparent, and customer-centric financial solutions.
Strong commitment to innovation, corporate governance, and regulatory compliance.
Experienced management team and highly skilled professionals.
Focus on financial inclusion and sustainable economic growth in Nepal.
At ICFC Finance Limited, we are committed to empowering individuals and businesses through innovative financial solutions, digital excellence, and exceptional customer service. As Nepal's financial landscape continues to evolve, we remain dedicated to building lasting relationships based on trust, innovation, and responsible financial management while contributing to the nation's long-term economic prosperity.