| PBV | 4.93 |
| Fiscal Year | 082/083 |
| Quarter | q3 |
| EPS | 26.74 |
| Book Value | RS. 269.54 |
| Paidup Capital | RS. 266424390 |
| Base Rate | 12.52% |
| CD Ratio | 110.75% |
| Spread Rate | 7.84% |
| NPL | 19.7% |
View more details stock info of CYCL
About CYC Nepal Laghubitta Bittiya Sanstha Ltd.
Introduction
CYC Nepal Laghubitta Bittiya Sanstha Ltd. is a Class 'D' licensed microfinance institution regulated by the Nepal Rastra Bank (NRB). The institution was incorporated as a public limited company on 11 February 2019 under the Companies Act, 2063 and received approval from Nepal Rastra Bank to operate as a Class 'D' financial institution. It formally commenced microfinance operations on 15 March 2019.
The institution originated from CYC (Chartare Youth Club), a community-based organization based on Samikshalaya Road, Baglung, with a vision of promoting financial inclusion, entrepreneurship, and community development through responsible microfinance services.
Today, CYC Nepal Laghubitta Bittiya Sanstha Ltd. is recognized as one of Nepal's growing microfinance institutions, providing inclusive financial services to more than 59,000 low-income and underserved households across the country's hilly and mountainous regions. Through its nationwide network of 124 fully operational branch offices, the institution continues to expand access to financial services for economically disadvantaged communities throughout Nepal.
Our Commitment
CYC Nepal Laghubitta Bittiya Sanstha Ltd. is dedicated to improving the livelihoods of low-income households, asset-less families, self-employed individuals, and people working in the informal sector. By providing responsible microfinance services and community development initiatives, the institution supports customers in increasing income, creating employment opportunities, and achieving greater financial independence.
Beyond financial services, the institution actively promotes:
Social development and community empowerment.
Financial literacy and financial awareness.
Entrepreneurship development.
Skills development and livelihood enhancement.
Educational support and community capacity building.
Cultural promotion and inclusive community participation.
These integrated initiatives contribute to sustainable socio-economic development while strengthening the resilience of rural communities across Nepal.
Our Mission
To provide accessible, sustainable, and responsible financial services while promoting financial literacy and social awareness among people living in financially underserved areas of Nepal.
Our Vision
To become a socially responsible microfinance institution that contributes to poverty reduction in Nepal by promoting financial self-reliance, entrepreneurship, and social awareness among underserved communities.
Our Goals
CYC Nepal Laghubitta Bittiya Sanstha Ltd. is committed to achieving sustainable financial inclusion and community development through the following strategic goals:
Expand responsible microfinance services to remote and underserved areas across Nepal.
Promote financial literacy, entrepreneurship, and vocational skills that improve livelihoods and create sustainable income opportunities.
Build a professionally managed, financially sustainable, and technologically capable microfinance institution supported by skilled, motivated, and ethical human resources.
Empower women by increasing their participation in income-generating activities, entrepreneurship, and household financial decision-making.
Improve the economic well-being of low-income families through responsible lending, savings mobilization, and inclusive financial services.
Why CYC Nepal Laghubitta?
CYC Nepal Laghubitta Bittiya Sanstha Ltd. believes that financial inclusion is essential for sustainable development and poverty reduction. By combining responsible microfinance with education, skill development, entrepreneurship promotion, and community engagement, the institution creates long-term opportunities for individuals and families to improve their economic well-being.
With a growing nationwide presence, customer-focused financial services, and a strong commitment to ethical banking and social impact, CYC Nepal Laghubitta Bittiya Sanstha Ltd. continues to empower underserved communities while contributing to Nepal's inclusive and sustainable economic development.
